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Checking Accounts

CA, 94105 Change Location
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Banking your way

These three checking accounts meet different needs – choose what's right for you

Clear Access Banking
Everyday Checking
Portfolio by WF
Checkless banking with digital and debit card payments
Our most popular checking account
Relationship-based checking with premium benefits
Best account for
  • Lower account balances and customers who don’t need to write checks
  • No overdraft or non-sufficient funds (NSF) fees
  • Customers who want help managing their money, including teens and students
  • Day-to-day banking needs, including student banking
  • Multiple ways to avoid the monthly service fee
  • Standard bank account features like check writing ability and optional Overdraft Protection
  • Higher account balances
  • Discounts and fee waivers for select banking services
  • Priority support from the Wells Fargo Premier Banking TeamSM
Monthly Service Fee
Minimum opening deposit
$25 to open
$25 to open
$25 to open
Online banking and Wells Fargo Mobile® app
Yes
Yes
Yes
Overdraft Services
No overdraft fees or services – you only spend what’s in your account
Yes
Yes
Interest-bearing account
No
No
Yes
Minimum age to open

Not sure which checking account's the best fit?



Student checking at your fingertips

Monthly service fee waived for teens and college students under 25 years old

Learn more


Checking account benefits
Convenience and control

Convenience and control

Our mobile banking app helps put you in control of your accounts.

Security and protection

Security and protection

Zero Liability protection on Wells Fargo Debit Cards, and 24/7 fraud monitoring.

Pay your way

Pay your way

Easy ways to make payments and send or transfer money.

Anytime access

Anytime access

Access to approximately 12,000 ATMs, and 24/7 access to customer support.


Still have questions?

Make an Appointment

Make an appointment with a banker.

Find a Location

Find an ATM or banking location near you.

Call Us

For existing accountholders or questions:
1-800-869-3557