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Wells Fargo Debit and Prepaid Cards

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See where your debit cards and accounts are linked online

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A Wells Fargo Debit Card offers a safer, convenient way to access and manage your money.

How It Works 

With your Wells Fargo Debit Card, you can access money at ATMs and make purchases.

  • Access your accounts at ATMs
    You can get cash and transfer funds from any account linked to your debit card, and make deposits at more than 13,000 Wells Fargo ATMs. If you forget your debit card, there are ways to use your mobile phone to access a Wells Fargo ATM. You can access any Wells Fargo ATM using your Wells Fargo Mobile® app. You can also use your digital wallet to access Wells Fargo ATMs that display the contactless symbol. At non-Wells Fargo ATMs, you can withdraw cash and check balances from your primary linked checking and savings account. You can also get cash in local currency at non-Wells Fargo ATMs overseas.
  • Use your debit card for purchases
    Use your card to make everyday purchases and pay bills worldwide at participating retailers and service providers – including online or by phone. The amount of the purchase will come out of your primary linked Wells Fargo checking account.
  • Add your debit card to your digital wallet
    Pay for products and services using your mobile device at participating retailers and service providers by adding your debit card to your digital wallet. You can also use your digital wallet to access your accounts at a Wells Fargo ATM that displays the contactless symbol. Learn more about digital wallet.
Call 1-800-869-3557 to request a debit card for your Wells Fargo checking account.

With your Wells Fargo Debit Card, you can access money from the primary linked checking account by using it to make purchases. You can also get cash and access up to 22 linked accounts at Wells Fargo ATMs.

Types of Debit Cards

  • Debit Card. Customers with an eligible Wells Fargo Checking account can make everyday purchases using their debit card worldwide at participating retailers and service providers – including online or by phone. Pay with confidence knowing your Wells Fargo Debit Card comes with many protection features and is a safer way to pay than cash.
  • Instant Issue Debit Card. Whether you’ve just opened an account or your card has been lost or stolen, a Wells Fargo Instant Issue Debit Card provides access to your account until you receive your permanent card in the mail. Your instant issue debit card is valid for 30 days or upon activation of your permanent card, whichever comes first. Visit your local Wells Fargo branch to request your card. Learn more
  • Campus Card. A Wells Fargo Campus Card is an official campus identification card and a debit card all in one. With a Campus Card, you can carry just one card to access campus facilities, show student ID, get cash at ATMs, and make purchases. 

Card Design Studio® Service 

Design your debit card with the Card Design Studio service. Showcase what's truly important to you — from snapshots of family and pets to photos of a favorite hobby — right on your card.

Additional Cards

ATM Card. An ATM card provides access to cash at ATMs and for purchases using a Personal Identification Number (PIN).

Prepaid Cards

Wells Fargo EasyPay® Card. A reloadable prepaid card that helps you manage your money. It’s a great way to control your budget and there are no overdraft fees.

Get built-in protection features with the Wells Fargo Debit Card.

Protecting your card and account

  • Your Wells Fargo Debit Card comes with Zero Liability protection at no extra cost. You will be reimbursed for any unauthorized card transactions when reported promptly.
  • We regularly review your accounts for unusual activity. If you receive an alert from us for potential suspicious card activity, review and respond promptly to verify the transactions. You do not need to enroll to receive this alert.
  • Help is just a phone call away if your financial information is compromised or stolen. We'll provide information and assistance to help you get your account back on track
  • Stay informed of your card activity by enrolling in Wells Fargo Online®, and setting up the debit card alerts you want.

Chip Technology

Wells Fargo Debit Cards include chip technology on the front of the card, plus the traditional magnetic stripe on the back. The chip provides added security because it is extremely difficult to counterfeit or copy when used at a chip-enabled terminal or ATM, and does not store any personal information. Many countries worldwide have adopted chip technology, and it will become the standard for card payments in the U.S. If a merchant or ATM has not yet adopted chip technology, your transaction will be processed using the magnetic stripe on the back as it is today.


It's easy to stay informed about activity on your debit card with alerts.

Learn more about alerts

Visa Checkout® by Visa

Avoid the checkout hassles when shopping online. Visa Checkout by Visa is a digital payment service that makes online checkout as fun and easy as online shopping. You can use Visa Checkout anywhere — on the go with your tablet or smartphone, or at home with your computer.

Simplify online checkout with Visa Checkout, it’s easy, secure and fast by registering your Wells Fargo Visa® Debit Card in Visa Checkout for no additional cost. 

Use your debit card to make everyday purchases and pay bills worldwide at participating retailers and service providers – including online or by phone.

See where your money goes

Track each purchase and payment with your debit card using My Spending Report our online money management tool.

Pay your bills the fast, easy way

Use your Wells Fargo Debit Card to pay bills such as utilities, internet and phone service, club memberships, and more. It’s quicker than writing checks and mailing payments, and you’ll have more control over your bill payments – even up to the last minute. Just contact your service providers to set it up.

Overdraft Services

Wells Fargo offers an optional Debit Card Overdraft Service which may cover ATM or debit card transactions if you don’t have enough money in your checking account or account(s) linked for Overdraft Protection at the time of the transaction. Learn more.

More options to explore