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Wells Fargo Debit and ATM Cards

Contactless symbol shows a hand holding a chip over the indicator inside an oval outline.

Tap with confidence

Tap your Wells Fargo contactless debit card for fast, secure purchases and ATM access

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A Wells Fargo Debit Card offers a safe and convenient way to access and manage your money.

How It Works 

With your Wells Fargo Debit Card, you can make purchases and payments, get cash, and manage your money at ATMs using your physical card or a digital wallet.

  • Access your accounts at ATMs
    You can get cash, transfer funds, make deposits, and more at approximately 11,000 Wells Fargo ATMs.

    Tap access:
    • You can use your mobile device to access Wells Fargo ATMs when you add your Wells Fargo Debit Cards to a Wells Fargo-supported digital wallet.
    • With a contactless card you can access any Wells Fargo ATM by tapping your card near the Contactless Symbol on the ATM, and entering your PIN.
    At non-Wells Fargo ATMs that display the Visa® or Plus® symbol, you can withdraw cash and check balances from your primary linked checking and savings account. Cash at foreign ATMs is dispensed in the local currency and debited from your account in U.S. dollars. Fees are usually associated with each transaction (generally fees from Wells Fargo as well as the ATM's bank). Most international ATMs do not permit transactions involving multiple accounts, so you generally can only access the primary account linked to your card.
  • Use your debit card for purchases
    Use your card to make everyday purchases at participating retailers and service providers – including online or by phone. You can pay bills same day on a one-time or recurring basis by providing your debit card information to your service provider. You also can arrange to make future purchases when you provide your debit card information to a service provider. The amount of the purchase will come out of your primary linked Wells Fargo checking account.
  • Add your debit card to a digital wallet
    Pay for products and services using your mobile device at participating retailers and service providers by adding your debit card to a digital wallet. Learn more about digital wallets.
  • Request a replacement card
    Sign on to request a replacement.
Call 1-800-869-3557 to request a debit card for your Wells Fargo checking account.

With your Wells Fargo Debit Card, you can access money from the primary linked checking account by using it to make purchases. You can also get cash, transfer funds, make deposits and more at Wells Fargo ATMs, and get cash at non-Wells Fargo ATMs that participate in the Visa and Plus networks.

Types of Debit Cards

  • Debit Card. Customers with an eligible Wells Fargo checking account can make everyday purchases using their debit card at participating retailers and service providers – including online or by phone. Pay with confidence knowing your Wells Fargo Debit Card comes with many protection features.
  • Campus Card. A Wells Fargo Campus ATM Card serves as an official campus ID card and can also be an ATM card - all in one. Use this card to access campus privileges, for optional banking access at ATMs, and to make purchases using a Personal Identification Number (PIN). A Wells Fargo Campus Affinity Debit Card is a custom, co-branded Visa® debit card issued by Wells Fargo. Customers can use this card to access ATMs and to make purchases. Note: There is no campus-access feature with this card. Eligibility for both Campus ATM Card and Campus Affinity Debit Card are based on university and college participation in the Wells Fargo Campus CardSM program. Ask a banker or visit for additional details.

Card Design Studio® Service

Design the look of your debit card with the Card Design Studio service. Showcase what's truly important to you — from snapshots of family and pets to photos of a favorite hobby — right on your card.

Other types of cards

ATM Card. An ATM card provides access to cash and other banking services at ATMs, and can be used to make purchases using a PIN.

Get built-in protection features with the Wells Fargo Debit Card.

Protecting your card and account

  • Your card comes with Zero Liability protection at no extra cost, which means you will be reimbursed for promptly reported unauthorized card transactions, subject to certain conditions.
  • Help is just a phone call away if your financial information is compromised or stolen. We'll provide information and assistance to help you get your account back on track.

Contactless cards with chip technology

Wells Fargo offers debit cards with contactless technology, which helps provide a speedy and secure purchase and checkout experience. A contactless card allows you to tap your debit card against a reader in addition to inserting or swiping your card. When you tap to pay or access an ATM, your card uses the advanced encryption and safeguards provided by the chip on your card. Look for the Contactless Symbol at contactless-enabled merchant terminals, transit turnstiles, and for use at Wells Fargo ATMs.

Learn more about the contactless card.

Chip technology

Wells Fargo Debit Cards include chip technology on the front of the card, plus the traditional magnetic stripe on the back. The chip provides added security because it is extremely difficult to counterfeit or copy when used at a chip-enabled terminal or ATM, and does not store any personal information. If a merchant or ATM has not yet adopted chip technology, your transaction will be processed using the magnetic stripe.


Stay informed of your card activity by enrolling in Wells Fargo Online®, and setting up debit card alerts to track your purchases and ATM withdrawals.

Learn more about alerts

24/7 Fraud Monitoring

We regularly review your accounts for unusual activity. If you receive an alert from us for potential suspicious card activity, review and respond promptly to verify the transactions. You do not need to enroll to receive this alert.

Use your debit card to make everyday purchases and pay bills at participating retailers and service providers – including online or by phone.

See where your money goes

Track each purchase and payment with your debit card using My Spending Report our online money management tool.

Pay your bills the fast, easy way

Use your Wells Fargo Debit Card to pay bills such as utilities, internet and phone service, club memberships, and more. It's quicker than writing checks and mailing payments, and you'll have more control over your bill payments – with the ability to make a payment the same day it is due. Simply contact your service providers to request that your debit card be used for payment on a one-time or recurring basis.

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