Sign up for these free Wells Fargo online services to help avoid overdrafts:
Text Banking — Access account information fast and check account balances anytime with your mobile phone; text BAL (for the balance on your primary account) or BAL ALL (for the balance on all your accounts) to 93557 (WELLS). Learn more about text alerts.
Mobile Banking — Bank on the go with your smartphone; check your balance in advance or after making purchases and transfer funds from your other Wells Fargo accounts.
Account Alerts — Set up an email or text alert if your account balance reaches any level you set. Learn more about alerts.
My Money Map — Use online banking tools that help you view your spending, budgeting, and savings with one click.
Consider these tips to help you avoid overdrafts:
Record your transactions: Record every deposit and withdrawal — including checks, recurring payments like your car payment or gym membership, debit card purchases, and cash withdrawals. Visit any Wells Fargo banking location for a free check register.
Know your current available balance: Check your available balance anytime with Wells Fargo online banking (text, smartphone, and/or internet), at any Wells Fargo ATM, or call anytime 1-800-TO-WELLS (1-800-869-3557).
Compare records and adjust for outstanding and pending transactions: Review your statements and monitor your available balance online or at the ATM. Wells Fargo’s available balance may not include all transactions you have authorized for payment. For example, checks you have written and recurring payments you have authorized may not be included. Your available balance includes “pending” debit card transactions (approved on your behalf but not yet paid) for up to three business days. We may not know the final amount of your transaction; we only know what the merchant sends to us for approval. Please keep track of all your transactions to avoid overspending.