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Checking Accounts

Everyday Checking

Banking made easy. Open with $25.

Explore some of our banking options

Compare checking accounts

Choose the right fit from our four accounts

Clear Access Banking
Most popular account Everyday Checking
Prime Checking
Premier Checking
Checkless banking with digital and debit card payments
Most flexible banking options, with check writing and digital payments
Discounts on many banking services, including ATM fee waivers
Premier level of relationship banking benefits and discounts
Best account for
  • People who want help managing their money, including teens and students
  • No overdraft fees
  • Interest rate discounts on select new loans
  • Relationship Interest Rates on eligible linked CDs and savings accounts,
  • Investment services discounts and fee waivers from Wells Fargo Advisors,
  • Support from a 24/7 Premier service team
Monthly Service Fee
ATM and other fees
Interest-bearing account
Overdraft services
Early Pay Day
Minimum opening deposit
$25 to open
$25 to open
$25 to open
$25 to open
Minimum age to open

Not sure which checking account’s the best fit?

Take the account selector quiz

Do more with the Wells Fargo Mobile® app

4.8/5 Stars on the App Store and 4.8/5 Stars on Google Play as of July 14th 2023

Mobile deposit

Skip the lines and deposit checks right from your smartphone

Digital wallet

Add debit and credit cards to your mobile device to tap and pay


Send and receive money in minutes

Bill Pay

Pay bills from nearly anywhere

Biometric authentication

Sign on to the mobile app with your fingerprint or face

Card control

Turn credit and debit cards on or off

Screen image is simulated.

Plus all the features of a Wells Fargo checking account

Online banking with the banking tools you need

Contactless debit card for fast, secure payments and Wells Fargo ATM access

More than 12,000 Wells Fargo ATMs to help you bank locally and on the go

24/7 fraud monitoring plus Zero Liability protection

More ways to avoid overdrafts

We launched new services to help avoid overdraft fees

Checking FAQs

How do I open an account?

You can apply online or in person:

  • In just minutes you can apply through Wells Fargo Online® for a checking or savings account, credit card or loan.
  • Or visit a Wells Fargo branch near you.

How do I find my routing and account numbers?

We can help you find both at Routing Numbers and Account Numbers.

How do I access my Wells Fargo accounts online?

Enroll in Wells Fargo Online from your desktop or mobile device for secure online access to your accounts. Once you've enrolled, you'll receive an email confirmation, and you'll be ready to sign on and manage your accounts.

See more Banking FAQs

Still have questions?


For questions about new

Call Us

For existing accountholders or questions:

Find a Location

Find an ATM or banking location near you.

Make an Appointment

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