What you'll need to open an Everyday Checking account

Age requirements

• Anyone 17 and older can open as a primary owner
• Teens 17 years old and under must open at a branch

To open this account online, you'll need to:

• Be 18 years or older
• Know your Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
• Have a physical U.S. address
• Have your own mobile phone number

To open this account at a branch, you'll need to:

• Know your Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
• Have two forms of identification (a primary and secondary ID)

Non-U.S. citizens without a U.S. issued taxpayer identification number must provide a government issued ID that provides evidence of nationality or residence.

Each primary account owner, co-owner, or joint owner will need these two forms of IDs.

One primary ID (original version)

• State-issued or U.S territory driver's license
• State-issued or U.S territory ID card
• Passport
• U.S. Armed Forces ID
• Permanent resident card
• Employment authorization card
• Border Crossing Card
• Tribal Identification issued by a federally recognized U.S. tribal government
• Consular card issued by Colombia, Guatemala, or Mexico
• El Salvador Documento Unico do Identidad (DUI) card
• Canadian driver's license or ID card issued in English (Quebec-issued IDs are not accepted)

Plus a secondary ID (original version)

• Any ID that's acceptable as a primary ID
• ATM, credit, or debit card
• Employee ID
• Student ID
• Social Security card (signed)
• Birth certificate (original or certified copy for minors only)
• ID issued by a recognized business, education institution, or government agency (domestic or foreign)

Proof of address is required – In addition to providing an ID that contains your residential address, a separate proof of address in your name may also be required to confirm where you physically reside (for example, but not limited to, a utility bill, lease agreement, school enrollment statement, tribal property agreement, real estate property deed, or property insurance statement).

Minors without a primary ID need to be accompanied by an adult co-owner who is a relative or guardian, and bring identification such as a Social Security card, birth certificate, or student ID.

For branch account openings, we recommend you make an appointment.