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Wells Fargo Premier Checking

CA, 94105 Change Location

Elevate your financial expectations

Exclusive relationship benefits
Open with $25

A premier level of checking benefits

Get more from your banking relationship

Priority service

24/7 phone support for all your banking needs

Relationship rates

Receive Relationship Interest Rates on eligible linked CDs and savings accounts,

Fewer fees

Fees waived for ATM use worldwide,, international debit card purchases,, incoming and outgoing wire transfers,,

Goals based planning

Personal assistance to help you achieve your goals


Premier Checking benefits

Relationship Interest Rates, fee waivers and discounts on banking transactions,


Relationship benefits

  • Interest rate discounts on select new loans
  • Relationship Interest Rate for eligible linked CDs and savings accounts.,
  • Waived fees on linked accounts - monthly service fees waived on certain linked checking and savings accounts


ATM fee waivers

  • No ATM fees worldwide and unlimited reimbursements for non-Wells Fargo ATM fees,
  • No fee on international purchase transactions when using your Wells Fargo Debit Card,


Banking discounts

  • No wire transfer fees for incoming or outgoing wire transfers,,
  • No fee for cashier's checks or money orders
  • 2% discount on exchange rate for foreign currency cash purchases when purchasing foreign currency through the Wells Fargo Foreign Currency call center, online at wellsfargo.com, or when exchanging foreign currency at a Wells Fargo branch.


Other benefits

  • No fee for Wells Fargo Personal Wallet checks
  • Discount on safe deposit box rental, where available
  • No fees for monthly check safekeeping or image statements


Learn more about the Wells Fargo Premier experience available to you with a Premier Checking account

Investment benefits from Wells Fargo Advisors


Discount on automated investing advisory fee

Get a discount of 0.10% off the 0.35% advisory fee, , for Intuitive Investor® from Wells Fargo Advisors. You’ll get a low cost, professionally designed portfolio powered by automated investing technology. Intuitive Investor.

Waived Wells Fargo Advisors annual account fees

The Wells Fargo Advisors annual account fee is waived, for Premier Checking Customers. Personalized investment planning and advice, starting with a goal-based approach, we tailor an investment mix to fit your needs and risk tolerance. Wells Fargo Advisors.


Investment and Insurance Products are:
  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested







Investment products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company.

Intuitive Investor® accounts are offered through WFCS.


Premier Checking is an interest-bearing account

Earn a Relationship Interest Rate on your eligible Wells Fargo CD and savings accounts when linked to your Premier Checking,


Wells Fargo Premier Checking interest rates

Current interest rates

Balance Standard Interest Rate Annual Percentage Yield (APY)
$0 or more 0.01% 0.01%

The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period (366 in a leap year).


Premier Checking fees and details


Monthly service fee

$35 monthly service fee can be avoided with $250,000 or more in statement-ending qualifying balances in your linked accounts

For balances below $250,000 consider a Wells Fargo Prime Checking account.

Minimum balance No minimum daily balance required
Minimum to open $25 minimum opening deposit
Overdraft services Wells Fargo offers convenient ways to help you stay on top of your account and keep track of your balance to avoid overdrafts.
Other fees Quick view of account fees
Age requirements to open Must be 18 or older (19 in AL)
See what you'll need
How to upgrade a current Wells Fargo checking account Same account number – no changes to Bill Pay, statements or tax documents. Contact your personal banker to get started: 1-800-742-4932
How to open a Premier Checking account Open now

Do more with the Wells Fargo Mobile® app and Premier Checking

4.8/5 Stars on the App Store and 4.8/5 Stars on Google Play as of July 14th 2023


Mobile deposit

Skip the lines and deposit checks right from your smartphone

Digital wallet

Add debit and credit cards to your mobile device to tap and pay

Zelle®

Send and receive money in minutes

Bill Pay

Pay bills from nearly anywhere

Biometric authentication

Sign on to the mobile app with your fingerprint or face

Card control

Turn credit and debit cards on or off


Screen image is simulated.


Plus all the features of a Wells Fargo checking account


Online banking with all the banking tools you need

Contactless debit card for fast, secure payments and Wells Fargo ATM access

Approximately 11,000 Wells Fargo ATMs to help you bank locally and on the go

24/7 fraud monitoring plus Zero Liability protection


Combine accounts and investments


Avoid the $35 monthly service fee with $250,000 or more in statement-ending qualifying balances in your linked Wells Fargo consumer deposit accounts and investment accounts.


Deposit account balances include:

  • Checking
  • Savings
  • CDs (time accounts)
  • FDIC-insured IRAs

Investment account balances include:

  • Brokerage available through our brokerage affiliate Wells Fargo Advisors,
  • Applicable bank fiduciary and custody accounts


Investment and Insurance Products are:
  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested







Investment products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company.


Premier Checking FAQs

How do I open an account?

You can apply in person:

How do I upgrade an existing Wells Fargo account?

No need to change your account number. You'll just need to connect to a banker to get started. Contact us at 1-800-742-4932.

How do I access my Wells Fargo accounts online?

Enroll in Wells Fargo Online from your desktop or mobile device for secure online access to your accounts. Once you've enrolled, you'll receive an email confirmation, and you'll be ready to sign on and manage your accounts.

See more Banking FAQs


Already a Wells Fargo checking customer?

 

Upgrade your Wells Fargo checking account

No need to change your account number. You'll just need to connect to a banker to get started. Contact us at 1-800-742-4932.


Still have questions?

Chat

For questions about new accounts.

Call Us

For existing accountholders or questions:
1-800-869-3557

Find a Location

Find an ATM or banking location near you.

Make an Appointment

Make an appointment with a banker.