Our Everyday Checking account comes with all the features to make banking simple and secure, including a Platinum debit card with chip technology.
Options to avoid the $10 monthly service fee
- 10 posted debit card purchases/payments, OR
- Qualifying total direct deposits of $500, OR
- $1,500 minimum daily balance, OR
- A Wells Fargo Campus ATM or Campus Debit Card linked to the account
$5 monthly service fee discount when the primary owner of the account is 17 to 24 years old.
Common Everyday Checking Account Fees (PDF)
Checking account features
Customize the information you receive about your account and get alerts
about suspicious card activity.
Mobile banking app
Pay bills, send money, deposit checks, transfer, or check your balance with our mobile app
Consider adding savings and overdraft services
We recommend adding a Wells Fargo Way2Save® Savings account. You can build your savings and also choose from 2 optional overdraft services to help make sure your transactions are covered and to prevent returned or declined transactions.
How to make the switch to Wells Fargo
We make it easy. Whether you’re opening a new account, or switching from another financial institution, we can help.
Switch in 3 simple steps
More options to explore
If you have an existing Wells Fargo Debit Card, we will link your new account to it. If you have multiple cards, we will link it to the card most recently used.
10 or more posted Wells Fargo Debit Card purchases/payments each fee period required to avoid the $10 Everyday Checking account monthly service fee.
A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited to this checking account by your employer or an outside agency. Transfers from one account to another, or deposits made at a banking location or ATM, do not qualify as a direct deposit.
$50 minimum opening deposit for Wells Fargo store and business banking locations. For Wells Fargo Phone BankSM or Wells Fargo Online® Banking, the minimum opening deposit is $25.
Please see your applicable Wells Fargo account agreement and card terms and conditions for information on liability for unauthorized transactions.
Subject to applicable transfer fees.
Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.
Wells Fargo Bank, N.A. Member FDIC.