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Wells Fargo Everyday Checking

Everyday convenience

Banking made easy. Open with $25.

Our most popular checking account for managing day-to-day financial needs

Bank conveniently

Most popular account with access to mobile deposit, Bill Pay, Zelle®, and contactless debit card

Write checks

Need to write checks? Everyday Checking makes it simple

Enjoy peace of mind

We've got you covered with optional Overdraft Protection

Make the grade

Designed with mobile in mind, this standard checking account is also ideal for college students

Everyday Checking fees and details

Monthly service fee

$10 each fee period

You can avoid the $10 monthly service fee with one of the following each fee period:

Minimum balance No minimum daily balance required
Minimum to open $25 minimum opening deposit
Overdraft services Wells Fargo offers convenient ways to help you stay on top of your account and keep track of your balance to avoid overdrafts.
Other fees Quick view of account fees
Age requirements to open Must be 17 or older
17 year-olds must open at a branch – see what you'll need
How to open an Everyday Checking account Open now

Make an appointment at a branch

Do more with the Wells Fargo Mobile® app

4.9/5 Stars on the App Store and 4.8/5 Stars on Google Play as of March 5, 2024

Mobile deposit

Skip the lines and deposit checks right from your smartphone

Digital wallet

Add debit and credit cards to your mobile device to tap and pay


Send and receive money in minutes

Bill Pay

Pay bills from nearly anywhere

Biometric authentication

Sign on to the mobile app with your fingerprint or face

Card control

Turn credit and debit cards on or off

Plus all the features of a Wells Fargo checking account

Online banking with the banking tools you need

Contactless debit card for fast, secure payments and Wells Fargo ATM access

Approximately 11,000 Wells Fargo ATMs to help you bank locally and on the go

24/7 fraud monitoring plus Zero Liability protection

Compare your checking account options

Customize your banking experience

Wells Fargo credit cards – choose a credit card that fits your life

Way2Save® Savings – start saving money faster with a linked Wells Fargo savings account

Checking FAQs

How do I open an account?

You can apply online or in person:

  • In just minutes you can apply through Wells Fargo Online® for a checking or savings account, credit card or loan.
  • Or visit a Wells Fargo branch near you.

How do I find my routing and account numbers?

We can help you find both at Routing Numbers and Account Numbers.

How do I access my Wells Fargo accounts online?

Enroll in Wells Fargo Online from your desktop or mobile device for secure online access to your accounts. Once you've enrolled, you'll receive an email confirmation, and you'll be ready to sign on and manage your accounts.

See more Banking FAQs

Still have questions?


For questions about new accounts.

Call Us

For existing accountholders or questions:

Find a Location

Find an ATM or banking location near you.

Make an Appointment

Make an appointment with a banker.