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Our best checking account for managing day-to-day financial needs
Bank conveniently
Most popular account with access to mobile deposit, Bill Pay, Zelle®, and contactless debit card
Write checks
Need to write checks? Everyday Checking makes it simple
Enjoy peace of mind
We've got you covered with optional Overdraft Protection
Make the grade
Designed with mobile in mind, this standard checking account is also ideal for college students
Everyday Checking fees and details
| Monthly service fee |
$10 each fee period
|
|---|---|
| Minimum balance | No minimum daily balance required |
| Minimum to open | $25 minimum opening deposit |
| Overdraft services | Wells Fargo offers convenient ways to help you stay on top of your account and keep track of your balance to avoid overdrafts. |
| Other fees | Quick view of account fees (PDF) |
| Age requirements to open | Must be 17 or older
17 year-olds must open at a branch – see what you'll need |
| How to open an Everyday Checking account | Open now
Make an appointment at a branch |
Do more with the Wells Fargo Mobile® app
4.8/5 Stars on the App Store and 4.8/5 Stars on Google Play as of October 14th 2022
Mobile deposit
Skip the lines and deposit checks right from your smartphone
Digital wallet
Add debit and credit cards to your mobile device to tap and pay
Zelle®
Send and receive money in minutes
Bill Pay
Pay bills from nearly anywhere
Biometric authentication
Sign on to the mobile app with your fingerprint or face
Card control
Turn credit and debit cards on or off
Plus all the features of a Wells Fargo checking account
Online banking with the banking tools you need
Contactless debit card for fast, secure payments and Wells Fargo ATM access
Approximately 12,000 Wells Fargo ATMs to help you bank locally and on the go
24/7 fraud monitoring plus Zero Liability protection
Wells Fargo Worldwide Military Banking
offers convenient access to your accounts with services, tools, and resources to help you manage your finances.
Compare your checking account options
Customize your banking experience
Wells Fargo credit cards – choose a credit card that fits your life
Way2Save® Savings – start saving money faster with a linked Wells Fargo savings account
Checking FAQs
How do I open an account?
You can apply online or in person:
- In just minutes you can apply through Wells Fargo Online® for a checking or savings account, credit card or loan.
- Or visit a Wells Fargo branch near you.
How do I find my routing and account numbers?
We can help you find both at Routing Numbers and Account Numbers.
How do I access my Wells Fargo accounts online?
Enroll in Wells Fargo Online from your desktop or mobile device for secure online access to your accounts. Once you've enrolled, you'll receive an email confirmation, and you'll be ready to sign on and manage your accounts.
See more Banking FAQs
