Sign On
Best account for
- Customers who want help managing their money, including teens and students
- No overdraft fees
- Lower account balances and customers who don’t need to write checks
- Day-to-day banking needs, including student banking
- Optional Overdraft Protection
- Multiple ways to avoid the monthly service fee
- Customers who want discounts and fee waivers for many banking services
- An interest-bearing account with Optional Overdraft Protection
- Combined account balances over $20,000
- Customers who want premium benefits, discounts and fee waivers for most banking services
- An interest-bearing account with Optional Overdraft Protection
- Combined account balances over $250,000
Monthly service fee
$5
Only one way to avoid the $5 fee each fee period:
- Primary account owner is 13 - 24 years old
$10
Avoid the $10 fee with any one of the following each fee period:
- $500 minimum daily balance
- $500 or more in total qualifying direct deposits
- Primary account owner is 17 - 24 years old
- Linked to a Wells Fargo Campus ATM Card or Campus Debit Card
$25
Only one way to avoid the $25 fee each fee period:
- $20,000 or more in statement-ending qualifying linked balances Opens Dialog
$35
Only one way to avoid the $35 fee each fee period:
- $250,000 or more in statement-ending qualifying linked balances Opens Dialog
Minimum opening deposit
$25 to open
$25 to open
$25 to open
$25 to open
Minimum age to open
- Ages 13 to 16 must open with an adult co-owner
- Teens 13 to 17 must open at a branch – see what you'll needto apply for a Clear Access Banking account
- Must be 17 or older to open this account
- Teens 17 years old must open at a branch – see what you'll needto apply for an Everyday Checking account
- Must be 18 or older (19 in AL) to open this account – see what you'll needto apply for a Prime Checking account
- Must be 18 or older (19 in AL) to open this account – see what you'll needto apply for a Premier Checking account
Checking basics
Interest-bearing account
No
No
Yes
Yes
Checks
Can't write checks – but you can deposit them
Check prices vary
No fee for Wells Fargo Personal Wallet Checks
No fee for Wells Fargo Personal Wallet Checks
Overdraft Services
Wells Fargo Premier Banking TeamSM priority customer service
No
No
Yes
Yes
ATM fees
Wells Fargo ATM withdrawals
$0
$0
$0
$0
Non-Wells Fargo ATM balance inquiry or transfers
$2.50
$2.50
$0 ,
$0 ,
Non-Wells Fargo ATM withdrawals in the U.S.
$2.50
$2.50
$0 ,
$0 ,
Non-Wells Fargo ATM withdrawals outside the U.S.
$5
$5
$0 ,
$0 ,
Reimbursements for non-Wells Fargo ATM fee
N/A
N/A
one U.S. and one international per fee period,
unlimited, worldwide,
Wire transfer fees,
Domestic incoming wire transfers
$15
$15
$0
$0
International incoming wire transfers
$16
$16
$0
$0
Domestic outgoing wire transfers
$30
$30
$30
$30 (fee waived for online wires)
Other fees
Cashier's checks
$10 each
$10 each
$0
$0
Money orders
$5 each
$5 each
$0
$0
Stop payment
$31 each
$31 each
$31 each
$0
International debit card purchase transaction fee
3% of transaction amount
3% of transaction amount
3% of transaction amount
0%
Common fees for this account
