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How to Switch Banks - CA, 94105 Change Location

We’ll help you get started banking with Wells Fargo

Make the switch in three simple steps.

Whether opening a new account online, at your local Wells Fargo store or switching from another financial institution, we want to make the transition as easy as possible.  You can also use our organizer (PDF*) to track your progress.

1. Fund your new account

This is simply moving money into your new account by depositing cash and checks.  There are many convenient ways for you to make deposits including using the camera on your smart phone and using the Wells Fargo Mobile app to make mobile deposits.

The easiest ways to deposit your payroll or non-payroll deposits, such as federal benefits, is through direct deposit and automatic deposit. If you are switching from a different financial institution, the tabs below contain helpful information and letter templates that will help you through the process. Learn More about Direct Deposit.

2. Move your payments

When switching from another bank, start by reviewing your old account statement for any automatic withdrawals or payments like car payments, insurance or gym memberships.  The Automatic Payments Letter tab below contains tools and information that will help you through the process.

Consider setting up payments through Online Bill Pay – the convenient way to set up multiple payments from your checking account. Click here see how Online Bill Pay works and sign up.

3. Close your old account

Once all outstanding items such as scheduled payments, checks, debit cards transactions, and automatic deposits have cleared, it’s time to close your old account and move the remaining balance to Wells Fargo.  An account closing letter is provided below on the Account Closing Letter tab.

This is the letter to use for direct deposit of payroll. Choose the file format you prefer to set up your direct deposit: 

Direct Deposit Letter — PDF file* (.pdf)
Direct Deposit Letter — text file (.txt)

When you mail the direct deposit change letter, include a voided check from your new Wells Fargo account. (Please do not use a deposit slip.)

If you’ve never used direct deposit before, learn how to set up direct deposit with your new Wells Fargo account.

Have this information handy:

  • The name and address of your employer
  • Your Social Security number
  • Your old account number and bank routing number
  • Your new Wells Fargo account number and bank routing number

Where to find your routing number.

This is the letter to use for automatic deposit other than payroll. Choose the file format you prefer to set up your automatic deposit:

Automatic Deposit Letter — PDF file* (.pdf)
Automatic Deposit Letter — text file (.txt)

When you mail the automatic deposit change letter, include a voided check from your new Wells Fargo account. (Please do not use a deposit slip.)

If you need to switch automatic Social Security payments to your new Wells Fargo account, do not send a letter. Changes may be made by calling the Social Security Administration at 1-800-772-1213.

Have this information handy:

  • The name and address of the institution that makes deposits to your old account
  • Your Social Security number
  • Your old account number and bank routing number
  • Your new Wells Fargo account number and bank routing number

Where to find your routing number.

This is the letter to use to setup automatic payment for your recurring bills from your checking account. Choose the file format you prefer:

Automatic Payments Letter — PDF file* (.pdf)
Automatic Payments Letter — text file (.txt)

You can refer to a recent bank statement to see which companies are debiting your old account. Remember to check for companies that debit your account quarterly or annually, as well as monthly.

Have this information handy:

  • The name and address of the company that charges your account
  • The billing account number (from a recent bill)
  • Your old account number and bank routing number
  • Your new Wells Fargo account number and bank routing number

Where to find your routing number.

This is the letter template to use to instruct the old bank to close your account. Choose the file format you prefer:

Account Closing Letter — PDF file* (.pdf)
Account Closing Letter — text file (.txt)

You can check your new Wells Fargo account online to see when your automatic deposits and payments have been switched. Use the organizer to track your progress.

Have this information handy:

  • The name and address of your current financial institution
  • Your old account number and bank routing number
  • Your new Wells Fargo account number and bank routing number

Where to find your routing number.

Close your old account

After you’ve switched all of your automatic transactions to Wells Fargo and all outstanding checks have cleared, use the account closing letter template in the “Account Closing Letter” tab to instruct your old bank to close your account and send you a check for any remaining funds.