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Way2Save® Checking Package

CA, 94105 Change Location

Checking and savings together for added benefits and the opportunity for you to save

The Way2Save Checking Package opened online includes a Way2Save Checking account, Way2Save Savings account, Online Banking with Free Bill Pay, and a Platinum Debit Card.

Common checking account fees

Learn about the common account fees associated with the Way2Save Checking account. View Account Fees (PDF*)

Monthly Service Fees and Fee Waivers

  • Checking Monthly Service Fee: $10 with online only statements or $12 with paper statements
  • Savings Monthly Service Fee: $5

 How to pay $0 Monthly Service Fees

Select one waiver option from the checking account and one waiver from the savings account in any combination to pay no monthly service fees.

Way2Save® Checking account waiver
Way2Save® Savings account waiver

Choose ONE

Choose ONE


Use Direct Deposit and Save Automatically to waive monthly service fees.

Protect yourself from overdrafts

When you apply online, you can set up Overdraft Protection to prevent overdrafts and returned items. We make it easy to set up when you apply online.

Open a Wells Fargo Way2Save Checking Package to get these added features: 

  • Flexibility to choose how to waive monthly service fees 
    • Use your debit card purchases and/or payments to waive the checking monthly service fee
    • Use automatic transfers like the Save As You Go® feature to build savings and waive the savings monthly service fee 
  • Optional overdraft protection

Bank with Wells Fargo 24 hours a day 

  • Free access to Wells Fargo Online® Banking
  • Account alerts to your mobile phone or email 
  • Wells Fargo Mobile ® Banking 
  • More than 12,000 Wells Fargo ATMs and 6,200 banking locations.

Minimum opening deposit

Open your Way2Save Checking Package with as little as $75.

  • $50 for the Way2Save Checking account
  • $25 for the Way2Save Savings account
  • Easy online funding
Open an account Open Now
Visit a store or call us at 1-800-869-3557

Compare checking accounts. View chart

Bill Pay is quicker and easier than writing and mailing paper checks: 

10 or more Wells Fargo debit card purchases or payments per statement cycle will waive the checking account monthly service fee.

The total amount of all qualifying direct deposits into this account need to be $750 or more per statement cycle.

Save As You Go transfers are automatic transfers of $1 from your Wells Fargo checking account to your linked Way2Save Savings account for every eligible Wells Fargo Debit Card purchase, Online Bill Pay transaction, and automatic payment made from your checking account.

Set up $25 monthly automatic transfers from your Way2Save Checking account to this savings account to waive the $5 savings account monthly service fee.

Set up $1 daily automatic transfers (every business day) from your Way2Save Checking account to this savings account.

Do you receive a direct deposit? The most popular way to waive monthly service fees in BOTH accounts is to establish a qualifying direct deposit to your new Way2Save Checking account AND establish a recurring monthly transfer (you pick the recurring date) of $25 or more into your new Way2Save Savings account. 

Conveniently manage your accounts online. View balances and statements, transfer funds, set up account alerts, and more.

It's fast and easy to fund your account with our secure online application. Here's how: