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Qualifying Direct Deposits

A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Confirm with your employer or the agency or company making these payments that they use the ACH network. Transfers from one account to another, mobile deposits, or deposits made at a branch or ATM don't qualify as a direct deposit. Direct deposits made available early with Early Pay Day will not count towards applicable options to avoid your account’s monthly service fee until the deposit posts to your account and is no longer pending (e.g., the pay date scheduled by your payor).