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Página principalChecking Accounts
CA, 94105 Change Location
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Most Popular
Everyday Checking
Banking made easy. Open with $25.
Banking your way
These three checking accounts meet different needs – choose what's right for you
Checkless banking with digital and debit card payments
Our most popular checking account
Relationship-based checking with premium benefits
Best account for
- Lower account balances and customers who don’t need to write checks
- No overdraft or non-sufficient funds (NSF) fees
- Customers who want help managing their money, including teens and students
- Day-to-day banking needs, including student banking
- Multiple ways to avoid the monthly service fee
- Standard bank account features like check writing ability and optional Overdraft Protection
- Higher account balances
- Discounts and fee waivers for select banking services
- Priority support from the Wells Fargo Premier Banking TeamSM
Monthly Service Fee
Minimum opening deposit
$25 to open
$25 to open
$25 to open
Online banking and Wells Fargo Mobile® app
Yes
Yes
Yes
Overdraft Services
No overdraft fees or services – you only spend what’s in your account
Yes
Yes
Interest-bearing account
No
No
Yes
Minimum age to open
- Ages 13 - 16 must open with an adult co-owner
- Teens 13 - 17 must open at a branch - see what you'll needOpens Dialog
- Must be 17 or older to open this account
- Teens 17 years old must open at a branch - see what you'll needOpens Dialog
- Must be 18 or older (19 in AL) to open this account - see what you'll needOpens Dialog
Not sure which checking account's the best fit?
Student checking at your fingertips
Monthly service fee waived for teens and college students under 25 years old
Checking account benefits
Convenience and control
Our mobile banking app helps put you in control of your accounts.
Security and protection
Zero Liability protection on Wells Fargo Debit Cards, and 24/7 fraud monitoring.
Pay your way
Easy ways to make payments and send or transfer money.
Anytime access
Access to approximately 12,000 ATMs, and 24/7 access to customer support.
Customer help
Other accounts
More resources
Still have questions?
Make an Appointment
Find a Location
Call Us
For existing accountholders or questions:
1-800-869-3557
If you convert from a Wells Fargo account with check writing ability to a Clear Access Banking account, any outstanding check(s) presented on the new Clear Access Banking account on or after the date of conversion will be returned unpaid. The payee may charge additional fees when the check is returned. Make sure that any outstanding checks have been paid and/or you have made different arrangements with the payee(s) for the checks you have written before converting to the Clear Access Banking account.
Other fees may apply, and it is possible for the account to have a negative balance. Please see the Wells Fargo Consumer Account Fee and Information Schedule and Deposit Account Agreement for details.
Subject to applicable Overdraft Protection transfer and/or advance fees and account eligibility requirements.
If your Portfolio by Wells Fargo program is closed or an account is delinked from the program, then effective immediately, Portfolio by Wells Fargo benefits no longer apply, including benefits to your linked accounts. You will no longer receive discounts, options to avoid fees on other products or services, or the Portfolio Relationship Interest Rate; for time accounts (CDs), this change will occur at renewal. Your delinked account will revert to the Bank's current applicable interest rate or fee at that time.
Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
With Zero Liability protection, you will be reimbursed for any promptly reported unauthorized card transactions. Please see your applicable Wells Fargo account agreement, debit and ATM card terms and conditions, or Wells Fargo EasyPay Card Terms and Conditions for information on liability for unauthorized transactions.
Investment and Insurance Products are:
- Not Insured by the FDIC or Any Federal Government Agency
- Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
- Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested
Brokerage products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company.
See the Consumer Account Fee and Information Schedule and Deposit Account Agreement for additional consumer account information.
Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.
Equal Housing Lender
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.
CAR-0721-02517
LRC-0721
