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Our mobile banking app puts you in control of your accounts.
Zero Liability Protection on Debit Cards, and 24/7 fraud monitoring.
Easy ways to make payments and send or transfer money.
Free access to 13,000 ATMs, and 24/7 access to customer support.
To open an account:
1-877-250-2239
For existing accountholders:
1-800-869-3557
10 or more posted Wells Fargo Debit Card purchases/payments each fee period.
Included: Debit card purchases include PIN, signature, online and phone purchases that post during the fee period. Debit card payments include one-time and recurring payments of bills made with your debit card that post during the fee period.
Not Included: Any transaction at an ATM (Wells Fargo or non-Wells Fargo) and ACH (Automatic Clearing House) transactions.
Debit card purchases and payments must post during the fee period to be counted toward the total of 10 or more. The dates of your fee period are located in the “Monthly service fee summary” section of your statement. Transactions received after the applicable cut-off time or on a non-business day (Saturday, Sunday and federal holidays) are posted on the next business day.
A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency. Transfers from one account to another, mobile deposits, or deposits made at a banking location or ATM, do not qualify as a direct deposit.
On the primary account owner's 25th birthday, the account will automatically be subject to the then current monthly service fee.
See the Consumer Account Fee and Information Schedule and Consumer Account Agreement for additional consumer account information.
Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.
Monthly Service Fee
Avoid the $10 monthly service fee with one of the following each fee period:
10 or more posted debit card purchases/payments, OR
Qualifying direct deposits totaling $500 or more, OR
$1,500 minimum daily balance, OR
A linked Wells Fargo Campus ATM or Campus Debit Card (for college students), OR
The primary account owner is 17 to 24 years old.
