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Wells Fargo Everyday Checking

most popular
  • Popular account with online banking, Wells Fargo Mobile® app, and contactless debit card
  • Custom text and email alerts to help monitor account activity
  • Secure options to make purchases, send money, and pay bills

Best Account For

  • Day-to-day banking needs, including student banking
  • Multiple ways to waive the monthly service fee
  • Paper checks and Overdraft Protection

Get Started

Minimum opening deposit
Open with $25 deposit

Monthly service fee
You can avoid the $10 monthly service fee with one of the following each fee period:

Quick view of account fees (PDF)

Must be 18 years or older (19 in AL) to open this account online.

Teens 17 years old (18 and under in AL) must open an account at a branch – see what you'll need

Everyday Checking avoid monthly service fee video

How to avoid a monthly service fee on this account.

Explore ways to avoid the monthly service fee when using the Everyday Checking account.

Watch our video about Everyday Checking


Everyday Checking account features

  • The Wells Fargo Mobile® app to pay bills, deposit checks, send and receive money with Zelle®, set up account alerts, and more
  • Payments and purchases using your contactless debit card or digital wallet
  • 24/7 customer service and fraud monitoring
  • Access to approximately 12,000 Wells Fargo ATMs using your contactless debit card or digital wallet,
  • Budgeting, cash flow, and spending tools, plus the convenience of direct deposit

Savings Accounts and Overdraft Services

Additional accounts and services to consider

We recommend adding a Wells Fargo Way2Save® Savings account. You can build your savings with an automatic savings option that fits your needs.

Learn more about overdraft services.

Everyday Checking account also includes

Wells Fargo Mobile®

Pay bills, send money, and check your balance on a smartphone or tablet using the Wells Fargo Mobile app.

24/7 fraud monitoring

We're committed to protecting your information and may contact you if we notice unusual activity on your account.

Zero Liability protection

With Zero Liability protection, you will be reimbursed for any promptly reported unauthorized card transactions.

Send and receive money with Zelle®

Send money to friends and family — without sharing account numbers.

Account alerts

Set up alerts to help stay on top of your account activity and balance, sent by email, text, or push notifications.

Chip technology

The chip on your card provides added security when you insert or tap your contactless or chip-only debit card.