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Wells Fargo Everyday Checking

CA, 94105 Change Location
  • 24/7 access with Online and Mobile Banking
  • Custom text and email alerts to monitor account activities
  • Secure options to make purchases, send money, and pay bills

Best For

  • Most customers (including college students)
  • Lower account balances
  • Lowest monthly service fee

Get Started

Minimum opening deposit
Open with a $25 initial deposit.

Monthly service fee
You can avoid the $10 monthly service fee with one of these each fee period:

10 or more posted debit card purchases/payments, OR

Qualifying direct deposits totaling $500 or more, OR

$1,500 minimum daily balance, OR

A linked Wells Fargo Campus ATM or Campus Debit Card (for college students)

$5 monthly service fee discount when the primary account owner is 17 to 24 years old.

See the common fees for this account (PDF).

Everyday Checking Features

Everyday Checking accounts come with everything you need for convenient, secure banking:

  • Bill Pay and Online Transfers
  • Mobile Deposit
  • Platinum Debit Card with Chip Technology
  • 24/7 Customer Service
  • Free access to 13,000 Wells Fargo ATMs
  • Budgeting, cash flow, and spending tools
  • Text Banking

Savings Accounts and Overdraft Services

Additional accounts and services to consider

We recommend adding a Wells Fargo Way2Save® Savings account. You can build your savings and also choose from 2 optional overdraft services to help make sure your transactions are covered and to prevent returned or declined transactions.

Learn more about overdraft services.

Daily Change App

Start your savings habit with our Daily Change App, designed to help you on your path to saving. 

See how simple saving can be (Video)

Learn More

Everyday Checking includes

Wells Fargo Mobile®

Pay bills, send money, and check your balance on smartphone or tablet using the Wells Fargo Mobile app.

24/7 fraud monitoring

We’ll quickly contact you if we find unusual account activity, based on your normal transaction patterns.

Zero Liability Protection

Unauthorized debit purchases or ATM transactions will be reimbursed if you report them promptly.

Send and receive money

Send money to almost anyone with a U.S. bank account — without sharing account numbers.

Account alerts

Mobile alerts notify you of suspicious activity, low balances, payment due dates, and more.

Chip technology

The chip on your debit or credit card generates a unique security code for added security against fraud.

College students

There’s a $5 monthly service fee discount when the primary owner of the account is 17 to 24 years old.