Sign On
Can't write checks – but you can deposit them
Best account for
- Lower account balances and customers who don't need to write checks
- No overdraft or non-sufficient funds (NSF) fees
- Customers who want help managing their money, including teens and students
- Day-to-day banking needs, including student banking
- Multiple ways to avoid the monthly service fee
- Standard bank account features like check writing ability and optional Overdraft Protection
- Customers who want premium relationship-based checking
- Account balances over $20,000
- 24/7 phone support from the Wells Fargo Premier Banking TeamSM
Monthly service fee
$5
Only one way to avoid the $5 fee each fee period:
- Primary account owner is 13 - 24 years old
$10
Avoid the $10 fee with any one of the following each fee period:
- $500 minimum daily balance
- $500 or more in total qualifying direct deposits
- Primary account owner is 17 - 24 years old
- Linked to a Wells Fargo Campus ATM Card or Campus Debit Card
$25
Only one way to avoid the $25 fee each fee period:
- $20,000 or more in statement-ending qualifying linked balances Opens Dialog
Minimum opening deposit
$25 to open
$25 to open
$25 to open
Minimum age to open
- Ages 13 - 16 must open with an adult co-owner
- Teens 13 - 17 must open at a branch – see what you'll needto apply for a Clear Access Banking account
- Must be 17 or older to open this account
- Teens 17 years old must open at a branch – see what you'll needto apply for an Everyday Checking account
- Must be 18 or older (19 in AL) to open this account – see what you'll needto apply for a Portfolio by Wells Fargo account
Checking basics
Interest-bearing account
No
No
Yes
Checks
Check prices vary
No fee for Wells Fargo Personal Wallet Checks
Overdraft Services
Wells Fargo Premier Banking TeamSM priority service
No
No
Yes
ATM fees
Wells Fargo ATM withdrawals
$0
$0
$0
Non-Wells Fargo ATM balance inquiry or transfers
$2.50
$2.50
$0 ,
Non-Wells Fargo ATM withdrawals in the U.S.
$2.50
$2.50
$0 ,
Non-Wells Fargo ATM withdrawals outside the U.S.
$5
$5
$0 ,
Reimbursements for non-Wells Fargo ATM fee
N/A
N/A
Portfolio Select – one U.S. and one international per fee period,
Portfolio Signature – unlimited, worldwide,,
Portfolio Signature – unlimited, worldwide,,
Wire transfer fees,
Domestic incoming wire transfers
$15
$15
$0
International incoming wire transfers
$16
$16
$0
Domestic outgoing wire transfers
$30
$30
Portfolio Select – $30
Portfolio Signature – fee waived,
Portfolio Signature – fee waived,
Other fees
Cashier's checks
$10 each
$10 each
$0
Money orders
$5 each
$5 each
$0
Stop payment
N/A
$31 each
Portfolio Select – $31Portfolio Signature – fee waived,
International debit card purchase transaction fee
3% of transaction amount
3% of transaction amount
Portfolio Select – 3% of transaction amount Portfolio Signature – fee waived,
Common fees for this account
