At The Private Bank, an insurance specialist serves as a key member of your wealth management team who will review your insurance portfolio in the context of your current needs, projected income, retirement plans and legacy intentions.

Insurance is synchronized with your overall wealth plan

All too often, insurance is treated as something separate from a total wealth plan. At The Private Bank, your insurance specialist participates actively in the wealth planning process to ensure that your insurance portfolio properly reflects your needs and goals.

Working in partnership with your relationship manager, your insurance specialist can recommend solutions and strategies that complement your overall wealth plan. Specific services include portfolio review, carrier risk analysis and monitoring, custom-tailored solutions, and access to a comprehensive selection of insurance products.

Insurance solutions for your needs

Insurance offers more than protection from unforeseen events. Insurance solutions can help you at every stage of your financial life, whether your goals are wealth protection, liquidity creation, wealth accumulation or wealth transfer.

Wealth ProtectionShow Details

Help ensure that if the unexpected occurs, you and your loved ones will be able to preserve your quality of life.

  • Life insurance
  • Disability insurance
  • Long-term care insurance

Liquidity CreationShow Details

Utilize insurance to help address estate taxes or business-continuation needs:

  • Irrevocable life insurance trusts (ILITs)
  • Funding buy/sell agreements for business owners
  • Key-person insurance for business owners

Wealth AccumulationShow Details

Accumulate funds long-term on a tax-advantaged basis:

  • Life insurance retirement plans (LIRP)
  • Non-qualified executive compensation

Wealth TransferShow Details

Increase the transfer amounts to your beneficiaries while reducing taxes:

  • Annuity maximization
  • IRA stretch alternative
  • Charitable-giving strategies
  • Single-premium life insurance

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Wells Fargo Private Bank provides products and services through Wells Fargo Bank, N.A. and its various affiliates and subsidiaries.
Insurance products are offered through Wells Fargo & Company affiliated non-bank insurance agencies (California Insurance license #26-0070024). Not available in all states.
Wells Fargo Bank, N.A. Member FDIC
Investment and Insurance Products are not FDIC Insured, have no Bank Guarantee and May Lose Value
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