At Wells Fargo Private Bank, we deliver a broad range of tailored deposit, cash management and credit products and services, customized to your individual circumstances, needs, and wealth goals.
Tailored private banking services
Working with a cohesive team of wealth management specialists, our private bankers can help you meet a broad range of financial needs, including:
- Managing everyday cash flow and bill payment
- Leveraging credit strategies tailored to your wealth plan
- Using foreign currency
- Employing treasury management services
We take the time to understand your needs and goals in key areas such as cash flow and liquidity; risk tolerance and borrowing objectives; and wealth planning, retirement, and estate services. We tailor our advice — today and over time — to help you employ banking strategies more effectively.
A strategic approach to credit
Strategic borrowing, when used appropriately, may enhance your wealth plan by helping you:
- Optimize cash flows and income to provide greater efficiency, flexibility, and convenience within your plan
- Increase tax efficiencies while preserving and growing your wealth
- Finance purchases while avoiding depleting your cash reserves
- Manage investment allocations to seek asset diversification and lower portfolio risk
- Realize estate financial planning goals, such as efficient asset transfer between generations, while preserving personal liquidity
Specific strategies will be tailored to your needs, and could include:
- Using secured loans and revolving lines of credit to leverage appreciated marketable securities while maintaining ownership of those securities
- Leveraging the value of real estate holdings to secure mortgages or personal loans or lines of credit, allowing you to finance additional purchases
- Funding life insurance policies or other wealth transfer strategies using customized lending products, providing you the ability to gift assets to family members
Cash management
Designed with your needs and preferences in mind, our deposit and cash management services offer convenience, flexibility, and control. When you choose these products and services from The Private Bank, you’ll enjoy:
- Relationship pricing
- The Private Bank debit card
- Free Wells Fargo checks
- Increased ATM withdrawal limits
If you have complex needs or are looking to manage your accounts online, you’ll have state-of-the-art online security, and easy-to-use online services including: remote deposit, credit management, money movement, and account management solutions.
Dedicated, personalized private banking services
As a client of The Private Bank, you’ll have access to a dedicated private banker, who will work with a local team of specialists, backed by the full resources of Wells Fargo.
We offer access to specialists in range of financial disciplines, including trust, investment management, foreign exchange, financial risk management, insurance, interest rate risk management, and brokerage services (available through Wells Fargo Advisors, LLC).
You’ll benefit from competitive rates, relationship-based pricing, credit and liquidity analysis, and publications and special reports. You can also have access to specialized debit and credit cards, including the exclusive The Private Bank By Invitation® Visa Signature® credit card, that gives you greater rewards, security, and spending power.
You’ll also have unlimited access to our exclusive Wells Fargo Private Bank Service Team, available 24 hours a day, 7 days a week. This team can help you manage your everyday banking needs, including:
- Balance inquiries
- Stop order placement
- Fund transfers
- Line of credit advances
