Private Bank Interest Checking

Business woman in private jet

Private Bank Interest Checking

Deposit solutions offered through Wells Fargo Bank, N.A.

A next-level relationship

The Private Bank Interest Checking program makes it easy to see the big picture. View your relationship – checking, savings, trusts, and more – on one combined monthly statement. Enroll in Wells Fargo Online®, and gain access to Bill Pay and mobile banking. You can also take advantage of many additional benefits, including fee waivers, and a Relationship Interest Rate on select linked savings and CD accounts.,

Exclusive rates

Private Bank Interest Checking is a high yield, FDIC-insured checking account with interest compounded daily and paid monthly.

Private Bank Interest Checking offers a Relationship Interest Rate on eligible linked savings, CDs, and FDIC-insured individual retirement accounts (IRAs).,

Take advantage of discounts

A Private Bank Interest Checking account opens up a number of discount options for you:

  • Interest rate discounts on qualifying new linked loans when payments are automatically deducted from the lead checking account in a Private Bank Interest Checking account,
  • Annual discounts of $35 on safe deposit boxes (where available),
  • 2% foreign currency purchase discount, when banknotes are purchased through the Wells Fargo Foreign Exchange call center, Wells Fargo Online®, or at a Wells Fargo bank branch

Enjoy Additional Fee Waivers

Even more benefits of a Private Bank Interest Checking account await you in the form of fee waivers, including:

  • No Wells Fargo access fee for transactions at any ATM,
  • Reimbursement of fees charged by U.S. domestic or international non-Wells Fargo ATM,
  • No wire transfer fee for incoming wire transfers to Wells Fargo consumer deposit accounts owned by clients eligible for The Private Bank experience, ,
  • Wells Fargo fee waived for outgoing domestic and international wire transfers made through Wells Fargo in person, phone and online channels,
  • No fee for Wells Fargo Personal Wallet checks, cashier's/official checks, and personal money orders
  • No annual fee on select lines of credit (other fees, such as late fees, may apply in certain states)

Link your investment management and trust accounts with Wells Fargo Bank, N.A.

You can also link your investment management and trust accounts to your Private Bank Interest Checking to:

  • Get investment management and trust account summary information on your Private Bank Interest Checking statement
  • Easily manage distributions from your investment and trust accounts

Link accounts available through Wells Fargo Advisors to gain flexibility, access, and control

Link your Wells Fargo Advisors brokerage accounts. Brokerage products and services available through Wells Fargo Advisors.

Linking your Wells Fargo Advisors accounts – including your full service relationship with a financial advisor or online WellsTrade® or Intuitive Investor® account – to Private Bank Interest Checking offers:

  • Same-day access to your available brokerage funds through any of our ATMs nationwide when you designate your Private Bank Interest Checking account as your brokerage settlement account
  • Automatic settlement of trades with funds in your Private Bank Interest Checking account
  • Automatic sweeping of proceeds from brokerage sales, interest, and dividends into your Private Bank Interest Checking account
  • Receive a discounted advisory fee for a linked Intuitive Investor account of 0.25%
Interested in learning more about Private Bank Interest Checking? Contact us
Investment and Insurance Products are:
  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested