Navegó a una página que no está disponible en español en este momento. Seleccione el enlace si desea ver otro contenido en español.

Página principal

An overview of financial aid

Finding ways to pay for college.

As tuition costs continue to rise, it’s more important than ever to understand your college funding options. Use this as a guide to get organized for college and set you up for success.

Apply for federal financial aid

Completing the FAFSA (Free Application for Federal Student Aid) form is the first step toward obtaining financial aid from the federal government. You and your family will include tax and income information which will help determine whether you qualify for scholarships, grants, and federal loans. Some financial aid is awarded on a first come, first served basis. Completing and sending your FAFSA form as soon after October 1 of each year as possible can increase your chances of receiving the maximum amount of financial aid.

Estimate your costs

Estimate your college costs by visiting your school’s website and using their Net Price Calculator to help determine your total costs. This tool can help you understand what types of financing resources may be available and how certain choices, such as your living situation, can affect your costs. This tool can usually be found on a school’s website.

Evaluate your options

  • Tuition payment plans are alternatives to loans that allow you to pay for college in parts instead of one lump sum. Check with your school for more information.
  • Federal PLUS loans are available to parents of dependent undergraduates, as well as graduate and professional students. These loans can cover up to 100% of remaining education-related expenses. A credit check is required, but the student’s current income and debt are not considered.
  • Private loans are available through banks and private lenders. Most are based on your credit and income information.
  • Scholarships are offered by public and private groups and usually require an application. Be sure to submit applications as early as allowed. For more information, research your options online.
  • Research the average pay for your intended major(s) or future career(s) to understand if you can earn enough after graduation to help pay your living expenses and student loans in a timely and comfortable manner.  You want to borrow responsibly from the start.