Sign On
The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. Your account statement will include the APY earned on your savings accounts and interest-earning checking accounts for the period covered by the statement.
Build your savings automatically
Start a savings habit – link your Way2Save Savings account to your Wells Fargo checking account, then choose the automatic savings option that best fits your needs.
Save As You Go® transfers
We'll automatically transfer $1 from your linked Wells Fargo checking account to your Way2Save Savings account every time you do one of the following and it posts to the account:
- Use your debit card for a one-time purchase
- Complete a Bill Pay transaction through online banking
Automatic transfers
Set up regular automatic transfers from your linked Wells Fargo checking account to your Way2Save Savings account:
- Save monthly – with an automatic transfer of at least $25
- Or save daily – with an automatic transfer of as little as $1
Know the rates and fees
| Balance | Interest Rate | APY |
|---|---|---|
| $0 or more | 0.01% | 0.01% to 0.01% |
Account fees and details
Minimum opening deposit: $25
Monthly service fee: $5
Avoid the monthly service fee with one of the following each fee period:
- $300 minimum daily balance
- 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account
- 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account
- 1 or more Save As You Go® transfers from a linked Wells Fargo checking account
- Primary account owner is 24 years old or under
Enjoy these benefits of a Wells Fargo savings account
The Wells Fargo Mobile® app to pay bills, deposit checks, send and receive money with Zelle®, and more.
Optional Overdraft Protection – use your Way2Save Savings account to help protect your linked Wells Fargo checking account from overdrafts.
Contactless card for convenient ATM access to your savings
Approximately 12,000 Wells Fargo ATMs to help you bank locally and on the go.
