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Wells Fargo Way2Save® Savings

CA, 94105 Change Location

Little by little, saving adds up

Open with $25

The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. Your account statement will include the APY earned on your savings accounts and interest-earning checking accounts for the period covered by the statement.

Build your savings automatically

Start a savings habit – link your Way2Save Savings account to your Wells Fargo checking account, then choose the automatic savings option that best fits your needs.

Save As You Go® transfers

We'll automatically transfer $1 from your linked Wells Fargo checking account to your Way2Save Savings account every time you do one of the following and it posts to the account:

  • Use your debit card for a one-time purchase
  • Complete a Bill Pay transaction through online banking

Automatic transfers

Set up regular automatic transfers from your linked Wells Fargo checking account to your Way2Save Savings account:

  • Save monthly – with an automatic transfer of at least $25
  • Or save daily – with an automatic transfer of as little as $1

Ready to start saving?

Open now

Way2Save Savings Account Interest Rates and Fees


Variable rates3 (compounded daily) Compare rates
Balance Standard Interest Rate Annual Percentage Yield (APY)
$0 or more 0.01% 0.01%

Account fees and details

  • Minimum opening deposit: $25
  • Monthly service fee: $5
  • Avoid the monthly service fee with one of the following each fee period:
    • $300 minimum daily balance
    • 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account
    • 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account
    • 1 or more Save As You Go® transfers from a linked Wells Fargo checking account
    • Primary account owner is 24 years old or under
  • Other fees may apply; please see the Consumer Account Fee and Information Schedule and Deposit Account Agreement for details.

Way2Save Savings Account FAQs

How does the Wells Fargo Way2Save Savings Account work?

Way2Save Savings is a savings account that earns interest and allows you to save automatically to help you build towards your savings goals.
 

Can you open a savings account without a checking account?

Yes. You can open a Way2Save savings account without a Wells Fargo checking account.
 

Can you get a debit card for a savings account?

If you only have a savings account you are not able to get a debit card. You will need to use an ATM card to access the funds in your savings account.
 

Can I open a savings account for my child?

Yes. Depending upon the age of your child you may be able to open an individual or a joint account. We also provide account ownership options just for minors. Ask a banker for details.
 


Enjoy these benefits of a Wells Fargo savings account


The Wells Fargo Mobile® app to pay bills, deposit checks, send and receive money with Zelle®, and more.

Optional Overdraft Protection – use your Way2Save Savings account to help protect your linked Wells Fargo checking account from overdrafts.

ATM card for convenient ATM access to your savings.

Approximately 12,000 Wells Fargo ATMs to help you bank locally and on the go.

Still have questions?

Make an Appointment

Make an appointment with a banker.

Find a Location

Find an ATM or banking location near you.

Call Us

For existing accountholders:
1-800-869-3557

More options to explore


Avoid the monthly service fee when you have one of the following each fee period: