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Helping you understand homebuying and homeownership

Articles and resources to help you learn and plan

Is now a good time to consider buying a home?

The right time to buy a home is influenced by a variety of factors, including your credit, savings, and personal situation. Even though interest rates remain historically low, there are many considerations. Consider all of your options before you decide to buy a home.

What every first-time homebuyer needs to know

Learn about the benefits owning a home, key factors to consider, and how to start the process.


Visit the Home Lending Learning & Planning Center

Find valuable information on the benefits and considerations of home financing.

Money paid by the borrower in connection with the closing of a mortgage loan. This generally involves an origination charge, discount points, and fees for required third-party services, taxes, and government recording fees.
Insurance written by a private company protecting the mortgage lender against loss resulting from a mortgage default.