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Homeownership

Helping you understand homebuying and homeownership

Articles and resources to help you learn and plan

What every first-time homebuyer needs to know

Learn about the benefits owning a home, key factors to consider, and how to start the process.

 

Visit the Home Lending Learning & Planning Center

Find valuable information on the benefits and considerations of home financing.

 
Money paid by the borrower in connection with the closing of a mortgage loan. This generally involves an origination charge, discount points, and fees for required third-party services, taxes, and government recording fees.
Insurance written by a private company protecting the mortgage lender against loss resulting from a mortgage default.