Mortgage Refinancing | Wells Fargo

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Refinance Your Mortgage

“Couple considers mortgage refinancing”


We’re here for you. Get the latest COVID-19 assistance information. Due to the current environment, some loan refinancing options may be temporarily unavailable. Contact us

Mortgage refinancing can help you change your loan terms or access your home equity

Your needs can change — so can your mortgage loan. Our simplified online application makes refinancing your home loan easy to get started. 

Apply Now Check Rates

Call 1-877-937-9357 or find a mortgage consultant in your area

Calculate mortgage refinance rates and payments

Use our home lending rate and payment calculator.

Home Lending Rate & Payment Calculator

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Consider your home refinance goals

“Couple riding on moped”

What's your reason to refinance?

Maybe you want to lower your monthly payment, change the term of your loan, or tap into the equity in your home for other expenses.

Why refinance your mortgage

“Couple learns the difference between home mortgage types”

Different loans meet different needs

Interest rates can change. So can your cash flow – or your home’s value. Your situation may help you decide between home equity financing or a mortgage refinance. 

See how home loan mortgages differ

Still have questions?

Call Us

New Loans

Mon – Fri: 7 am – 7 pm
Sat: 8 am – 6 pm
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Existing Loans

Mon – Fri: 6 am – 10 pm 
Sat: 8 am – 2 pm 
Central Time

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Let Us Contact You

Have a home mortgage consultant call you back.

If you are a service member on active duty, prior to seeking a refinance of your existing mortgage loan, please consult with your legal advisor regarding the relief you may be eligible for under the Servicemembers Civil Relief Act or applicable state law.