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Mortgage learning and education center

Tips for smarter homebuying

Whether you’re buying your first home or getting back into the market, ensure you’re equipped to make confident decisions every step of the way.

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Educational resources for homebuyers

Renting versus buying a home

While both renting and buying come with regular monthly payments, it’s important to know the breakdown of each, as well as any additional costs you may incur along the way.

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Prequalification versus preapproval

A prequalification shows sellers you’re a serious buyer. Plus, you’ll get a better idea of your potential loan amount, interest rate, and monthly mortgage payment—all without impacting your credit score.

Read the article >

Components of a mortgage payment

If you’ve never owned a home, you may be surprised a mortgage payment has many components. Learn more about each component and how your monthly payments can change over time.

Read the article >

Understanding down payments

Thinking of buying a home? Don’t let down payment concerns discourage you. Learn more about down payment requirements, as well as Wells Fargo’s various down payment options.

Read the article >

Closing costs

Closing costs are up-front expenses required to complete your home purchase. They can be paid by the buyer, the seller, or the lender (or a combination of all three).

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Preparing for your closing

Making an offer on a home is an exciting part of the homebuying process. Learn about the steps you should take to prepare for your closing day.

Read the article >

Homeownership and taxes

Homeownership and taxes go hand in hand. Learn about the necessities of property taxes, as well as how owning a home can impact your yearly tax filings.

Read the article >

How to pay off your mortgage faster

Read about the various ways you can pay off your mortgage faster so you can pay less interest over time or potentially remove your private mortgage insurance (PMI) entirely.

Read the article >

Benefits of a mortgage refinance

Refinancing your mortgage may have several potential benefits: it could reduce your monthly principal and interest payment, or it could help you pay off your mortgage faster.

Read the article >

Understanding a cash-out refinance

A cash-out refinance lets you obtain a new home loan for more than you owe on your existing loan. You can use the monetary difference for things like home improvements, college tuition, and more.

Read the article >

Renting versus buying a home

While both renting and buying come with regular monthly payments, it’s important to know the breakdown of each, as well as any additional costs you may incur along the way.

Read the article >

Prequalification versus preapproval

A prequalification shows sellers you’re a serious buyer. Plus, you’ll get a better idea of your potential loan amount, interest rate, and monthly mortgage payment—all without impacting your credit score.

Read the article >

Components of a mortgage payment

If you’ve never owned a home, you may be surprised a mortgage payment has many components. Learn more about each component and how your monthly payments can change over time.

Read the article >

Understanding down payments

Thinking of buying a home? Don’t let down payment concerns discourage you. Learn more about down payment requirements, as well as Wells Fargo’s various down payment options.

Read the article >

Closing costs

Closing costs are up-front expenses required to complete your home purchase. They can be paid by the buyer, the seller, or the lender (or a combination of all three).

Read the article >

Preparing for your closing

Making an offer on a home is an exciting part of the homebuying process. Learn about the steps you should take to prepare for your closing day.

Read the article >

Homeownership and taxes

Homeownership and taxes go hand in hand. Learn about the necessities of property taxes, as well as how owning a home can impact your yearly tax filings.

Read the article >

How to pay off your mortgage faster

Read about the various ways you can pay off your mortgage faster so you can pay less interest over time or potentially remove your private mortgage insurance (PMI) entirely.

Read the article >

Benefits of a mortgage refinance

Refinancing your mortgage may have several potential benefits: it could reduce your monthly principal and interest payment, or it could help you pay off your mortgage faster.

Read the article >

Understanding a cash-out refinance

A cash-out refinance lets you obtain a new home loan for more than you owe on your existing loan. You can use the monetary difference for things like home improvements, college tuition, and more.

Read the article >

Buying a home on a budget?

Access resources and learn about various low down payment options to make your dream of homeownership a reality.

Get started
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If you are a service member on active duty, an eligible spouse, partner, or dependent, or currently receiving SCRA benefits, please consult with your legal advisor prior to seeking a refinance of your existing mortgage loan. In some cases, a refinance may impact your eligibility for benefits under the Servicemembers Civil Relief Act or applicable state law.

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