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Today's Mortgage Rates

The current purchase rates below are based on the following:
  • The purchase of a single-family, primary residence
  • A 60-day interest rate lock-in period
For more information on these and other loan options, please contact us.
For current refinance rates, use our Calculate Rates & Payments Tool.
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as of 04/23/2014 03:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.500% 4.586%
30-Year Fixed FHA 4.250% 5.837%
15-Year Fixed 3.750% 3.898%
5-Year ARM 3.250% 3.001%
5-Year ARM FHA 3.250% 3.968%
Larger Loan Amounts in Eligible AreasConforming and FHA.1
30-Year Fixed 4.500% 4.543%
30-Year Fixed FHA 4.250% 5.788%
5-Year ARM 3.500% 3.048%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 4.250% 4.278%
5-Year ARM 3.125% 2.905%

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Origination Charge

One amount that includes all charges (other than points) that all loan originators (lenders and brokers) involved in the transaction will receive for originating the loan. This includes any application, processing, and underwriting fees, and payments from the lender to the broker for origination.

Lock-in period

The number of days before a loan closing in which a customer’s loan is protected from financial market fluctuations in interest rates. Locking in an interest rate range doesn’t guarantee the specific rate that applies at closing. The final interest rate is determined by specific transaction characteristics and the borrower's credit profile up until loan closing.
Equal Housing Lender