Navegó a una página que no está disponible en español en este momento. Seleccione el enlace si desea ver otro contenido en español.

Página principal

Current Mortgage and Refinance Rates

                    Print

The mortgage rates below are sample rates based on assumptions. Use our calculator to see estimated rates today for mortgage and refinance loans based on your specific needs.

Get Your Custom Rate

Interest rates for mortgages below may include up to 0.5 discount points as an upfront cost to borrowers. Rates for refinancing assume no cash out.

Product Interest Rate APR
Conforming and Government Loans
30-Year Fixed Rate 3.250% 3.350%
30-Year Fixed-Rate VA 2.750% 2.991%
15-Year Fixed Rate 2.500% 2.679%
Jumbo Loans– Amounts that exceed conforming loan limits
30-Year Fixed-Rate Jumbo 3.000% 3.056%
15-Year Fixed-Rate Jumbo 2.875% 2.959%
Rates, terms, and fees as of 11/26/2021 10:15 AM Eastern Standard Time and subject to change without notice.

Select a product to view important disclosures, payments, assumptions, and APR information. Please note we offer additional home loan options not displayed here. 

Product Interest Rate APR
Conforming and Government Loans
30-Year Fixed Rate 3.375% 3.488%
15-Year Fixed Rate 2.625% 2.825%
Jumbo Loans– Amounts that exceed conforming loan limits
30-Year Fixed-Rate Jumbo 3.125% 3.179%
15-Year Fixed-Rate Jumbo 2.875% 2.991%
Rates, terms, and fees as of 11/26/2021 10:15 AM Eastern Standard Time and subject to change without notice.

Select a product to view important disclosures, payments, assumptions, and APR information. Please note we offer additional home loan options not displayed here.

 See more products 

Looking for interest rates on mortgage loans not listed above? Check mortgage rates


Apply Now   Contact Us

Call 1-866-290-0462 or find a mortgage consultant in your area

Still have questions?

Call Us

New Loans

1-866-290-0462
Mon – Fri: 7 am – 8 pm
Sat: 8 am – 6 pm  
Central Time

Existing Loans

1-800-357-6675 
Mon – Fri: 6 am – 10 pm 
Sat: 8 am – 2 pm 
Central Time

Marque 9 para recibir atención en español.

Annual Percentage Rate (APR)

The cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees. For home equity lines, the APR is just the interest rate.

Interest Rate

The cost a customer pays to a lender for borrowing funds over a period of time expressed as a percentage rate of the loan amount.

Conventional Conforming Mortgage

Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC).

Government

A loan that is either backed by the Federal Housing Administration (FHA) or a VA loan for eligible service members and veterans.

Larger Loan Amounts in Eligible Areas

In federally designated metropolitan areas, conventional and government loan limits have been increased to assist homebuyers.

Jumbo

A loan that exceeds Fannie Mae's and Freddie Mac's loan limits. Also called a non-conforming loan.