Navegó a una página que no está disponible en español en este momento. Seleccione el enlace si desea ver otro contenido en español.

Página principal

Today’s Mortgage Rates and Refinance Rates

                    Print

Be sure to use APR, which includes all fees and costs, to compare rates across lenders. Rates below include zero discount points. Use our Product Comparison Tool for rates customized to your specific home financing need.

Product Interest Rate APR
Conforming and Government Loans
30-Year Fixed Rate 4.75% 4.81%
30-Year Fixed-Rate VA 4.625% 4.936%
20-Year Fixed Rate 4.49% 4.6%
15-Year Fixed Rate 4.25% 4.39%
7/1 ARM 4.375% 4.755%
5/1 ARM 4.25% 4.791%
Jumbo Loans– Amounts that exceed conforming loan limits
30-Year Fixed-Rate Jumbo 4.625% 4.646%
15-Year Fixed-Rate Jumbo 4.375% 4.412%
7/1 ARM Jumbo 4.125% 4.587%
10/1 ARM Jumbo 4.375% 4.615%
Rates, terms, and fees as of 5/24/2018 10:15 AM Eastern Daylight Time and subject to change without notice.

Select a product to view important disclosures, payments, assumptions, and APR information. Please note we offer additional home loan options not displayed here.




  Apply online

Our simplified mortgage application will walk you through each step.


Apply Now


  Get prequalified

Have us contact you to see how much you may be able to borrow.


Get Started


Talk to a consultant

 

Product Interest Rate APR
Conforming and Government Loans
30-Year Fixed Rate 4.875% 4.913%
30-Year Fixed-Rate VA 4.625% 4.922%
20-Year Fixed Rate 4.625% 4.662%
15-Year Fixed Rate 4.375% 4.459%
7/1 ARM 4.375% 4.755%
5/1 ARM 4.375% 4.805%
Jumbo Loans– Amounts that exceed conforming loan limits
30-Year Fixed-Rate Jumbo 4.75% 4.753%
15-Year Fixed-Rate Jumbo 4.5% 4.509%
7/1 ARM Jumbo 4.25% 4.64%
10/1 ARM Jumbo 4.375% 4.622%
Rates, terms, and fees as of 5/24/2018 10:15 AM Eastern Daylight Time and subject to change without notice.

Select a product to view important disclosures, payments, assumptions, and APR information. Please note we offer additional home loan options not displayed here.



  Apply online

Our simplified mortgage application will walk you through each step.


Apply Now

  Explore your options

Have us contact you to discuss your refinancing goals.


Get Started

Talk to a consultant

 

Find the right loan for you

Use our interactive tool to compare interest rates, payments, and closing costs

Get Started
Annual Percentage Rate (APR)
The cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees. For home equity lines, the APR is just the interest rate.

Interest rate

The percentage of an amount of money which is paid for its use for a specified time.

Conventional conforming mortgage
A mortgage that is not obtained under a government program (FHA or VA) and satisfies the underwriting guidelines and loan limits set by Fannie Mae or Freddie Mac.

Government
A loan that is either backed by the Federal Housing Administration (FHA) or a VA loan for eligible service members and veterans.

Larger Loan Amounts in Eligible Areas

In federally designated metropolitan areas, conventional and government loan limits have been increased to assist homebuyers.

Jumbo

A loan that exceeds Fannie Mae's and Freddie Mac's loan limits. Also called a non-conforming loan.