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Looking for a teen account?
For teens age 13 - 16, look no further than the Clear Access Banking account. Great for middle and high school students and parents who want a joint account with their teen.
If you're under 18, visit a branch to open a teen account with an adult co-owner – see what you'll need to bring
Make an appointment
Best Banks for Students: Best for Convenience
Money.com named Wells Fargo one of the “Best Banks for Students”
Going to college? You have two choices for a student checking account, for those 17 or older
If you’re under 18, visit a branch to open an account.
Clear Access BankingSM
Best for
- 13 - 24 year olds
- Teens and high school students
- See what you'll need
No $5 monthly service fee charged for
- Primary account owners 13 - 24 years old
- Accounts linked to a Wells Fargo Campus ATM Card or Campus Debit Card
Features
- No overdraft fees
- Checkless checking account
Open with $25 minimum deposit
Everyday Checking
Best for
- 17 - 24 year olds
- College students
- See what you'll need
No $10 monthly service fee charged for
- Primary account owners 17 - 24 years old
- Accounts linked to a Wells Fargo Campus ATM Card or Campus Debit Card
Features
- Optional overdraft services, plus Extra Day Grace Period
- Write checks
Open with $25 minimum deposit
The Wells Fargo Campus CardSM Program
Made to make student life just a little easier. A convenient way to access your money on and off campus, plus exclusive benefits when linked to an Everyday Checking account.
Learn more about the Campus Card program and see if you’re attending a participating school.
Do more with the Wells Fargo Mobile® app
4.8/5 Stars on the App Store and 4.8/5 Stars on Google Play as of July 14th 2023
Zelle®
Send and receive money in minutes
Mobile deposit
Skip the lines and deposit checks right from your smartphone
Digital wallet
Add debit cards to your mobile device to tap and pay
Account alerts
Monitor account activity and balances
Card control
Turn debit cards on or off
Screen images simulated
Plus all the features of a Wells Fargo checking account
Approximately 11,000 Wells Fargo ATMs to help you bank locally and on the go
Online banking for account management and budgeting tools
Contactless debit card for fast, secure payments and Wells Fargo ATM access
24/7 fraud monitoring plus Zero Liability protection
Customize your banking experience
Student and Kids Savings Account
Open a Way2Save® Savings account and set up automatic transfers to help you reach your savings goals.
College Steps
Get key financial skills for student life with CollegeSTEPS®. Discover how to pay for school, manage your money, build credit, and more.
Budget Watch
Track spending, create budget goals, set up account alerts, and efficiently manage expenses online.
Your Scholarship Resource Center
Access billions of dollars in higher education funding plus the strategies and tools to successfully navigate them at wellsfargo.com/scholarships.
Helping students and our communities
Financial empowerment
Get College ReadySM with our planning guide
Find the tools to help you manage money, create a college budget, and learn about scholarships and financial aid.
Wells Fargo lifts students up
How we're helping our communities thrive
See our impact on issues that matter directly to high school students, college students and recent college graduates.
Customer help
Account tools
Banking basics
Banking next steps
Checking FAQs
What do I need to open a checking account online?
Must be 18 or older to apply online.
You’ll need:
- Your Social Security number
- Valid ID (driver's license, state ID, Consular ID)
- Current residential address
- $25 opening deposit
17 and under must open at a branch (refer to checking account details for minimum age requirements to open). IDs required to open (plus co-applicant’s information if applicable).
How do I open a joint checking account?
Joint checking accounts must be opened at a branch.
You need the same information that is required to open an individual checking account, but you’ll need it for both applicants. IDs required to open.
