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Student and Teen Checking

Start your financial journey without the worry of fees

No monthly service fee charged for primary account owners based on age

Looking for a teen account?

For teens age 13 - 16, look no further than the Clear Access Banking account. Great for middle and high school students and parents who want a joint account with their teen.

Visit a branch to open a teen account with an adult co-owner – see what you'll need to bring

Make an appointment

Going to college? You have two choices for a student checking account

Those 17 years or older can choose between two account options ideal for student banking.

Teens under 18 must open at a branch.

See what you'll need to open a Clear Access Banking account, or what you'll need for Everyday Checking.

Clear Access BankingSM

Best for

  • 13 - 24 year olds
  • Teens and high school students

No monthly service fee charged for

  • Primary account owners 13 - 24 years old

Quick view of fees (PDF)


  • No overdraft fees
  • Checkless banking

Open with $25 minimum deposit

Open now

Clear Access Banking

Everyday Checking

Best for

  • 17 to 24 year olds
  • College students

No monthly service fee charged for

More ways to avoid the fee

Quick view of fees (PDF)


Open with $25 minimum deposit

Open now

Everyday Checking

Do more with the Wells Fargo Mobile® app

4.8/5 Stars on the App Store and 4.7/5 Stars on Google Play as of July 13th 2022


Send and receive money in minutes

Mobile deposit

Skip the lines and deposit checks right from your smartphone

Digital wallet

Add debit cards to your mobile device to tap and pay

Account alerts

Monitor account activity and balances

Card control

Turn debit cards on or off

Plus all the features of a Wells Fargo checking account

Approximately 12,000 Wells Fargo ATMs to help you bank locally and on the go

Online banking for account management and budgeting tools

Contactless debit card for fast, secure payments and Wells Fargo ATM access

24/7 fraud monitoring plus Zero Liability protection

Customize your banking experience

Way2Save® Savings

Open a Way2Save® Savings account and set up automatic transfers to help you reach your savings goals.

Plan for college

Take advantage of CollegeSTEPS® planning resources, including exclusive access to over 7 million scholarships.

Budget Watch

Track spending, devise budget goals, set up account alerts, and efficiently manage expenses online.

Campus CardSM

Use a Wells Fargo Campus Card linked to your eligible Wells Fargo checking account to access ATMs and make purchases on and off campus.

Helping students and our communities

Financial empowerment

Get College ReadySM with our planning guide

Find the tools to help you manage money, create a college budget, and learn about scholarships and financial aid.

Wells Fargo lifts students up

How we're helping our communities thrive

See our impact on issues that matter directly to high school students, college students and recent college graduates.

Still have questions?

Make an Appointment

Make an appointment with a banker.

Find a Location

Find an ATM or banking location near you.

Call Us

For existing accountholders: