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Student and Teen Banking

College and teen student checking at your fingertips

Monthly service fee waived for primary account owners 24 years old or under

Easy, convenient, mobile. Account options ideal for teens and students that waive the monthly service fee when the primary account owner is 24 years old or under.

Choose between Clear Access BankingSM and Everyday Checking. With either account, use the Wells Fargo Mobile® app to check your account balances, set up alerts, securely turn your debit card on or off, and send and receive money in minutes with Zelle®. Plus, you can access your accounts at approximately 12,000 Wells Fargo ATMs.

Start your journey to financial independence with a Way2Save Savings® account and set up automatic transfers to help reach your savings goals. You can open a checking or savings account with a $25 minimum opening deposit.

Take advantage of CollegeSTEPS® planning resources, including exclusive access to over 7 million scholarships, and more.

Clear Access Banking

Best for

  • 13 to 24 year olds
  • Teens, high school and college students
  • Monthly service fee: $5 – waived for primary account owners 13 to 24 years old
  • No check writing ability
  • No overdraft or non-sufficient funds (NSF) fees


Must be 18 years or older (19 in AL) to open this account online. Teens 13 to 16 need an adult co-owner. Teens 13 to 17 (18 in AL) years old must open an account at a branch – see what you'll need

$25 minimum opening deposit required.

Quick view of account fees (PDF).

Learn more about Clear Access Banking.

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Everyday Checking

Best for

  • 17 to 24 year olds
  • College students
  • Monthly service fee: $10 – waived for primary account owners 17 to 24 years old
  • Ability to write checks
  • Added benefits with a linked Campus Card


Must be 18 years or older (19 in AL) to open this account online. Teens 17 years old (18 and under in AL) must open an account at a branch – see what you'll need

$25 minimum opening deposit required.

Ways to avoid the monthly service fee each fee period

  • $500 minimum daily balance
  • $500 or more in total qualifying direct deposits
  • Linked to a Wells Fargo Campus ATM or Campus Debit Card
  • The primary account owner is 17 through 24 years old

Quick view of account fees (PDF).

Learn more about Everyday Checking.

Open now

 

We make banking easy

Wells Fargo Mobile®

Pay bills, send money, and check your balance on a smartphone or tablet using the Wells Fargo Mobile app.

24/7 fraud monitoring

We're committed to protecting your information and may contact you if we notice unusual activity on your account.

Zero Liability protection

With Zero Liability protection, you will be reimbursed for any promptly reported unauthorized card transactions.

Send and receive money with Zelle®

Send money to friends and family — without sharing account numbers.

Account alerts

Set up alerts to help stay on top of your account activity and balance, sent by email, text, or push notifications.

Wells Fargo Way2Save® Savings Account

Get started on your journey to financial independence with Way2Save Savings.