Student Banking | Wells Fargo

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Student Banking

CA, 94105 Change Location

Student checking at your fingertips

Monthly service fee waived for primary account owners under 25 years old

Choose between two account options ideal for teens and students.

Easy, convenient, digital. Both Clear Access BankingSM and Everyday Checking accounts come with the Wells Fargo Mobile® app – check your account balances, set up alerts, securely turn your debit card on or off, and send and receive money in minutes using Zelle®. Plus, with both accounts you get access to more than 13,000 Wells Fargo ATMs.

Take advantage of CollegeSTEPS® planning resources, including exclusive access to over 7 million scholarships, and more.

Clear Access Banking

Best for

  • 13 to 24 year olds
  • Teens, high school and college students
  • Monthly service fee: $5 – waived for primary account owners 13 to 24 years old
  • No check writing ability
  • No overdraft or non-sufficient funds (NSF) fees


Must be 18 years or older (19 in AL) to open this account online. Teens 13 to 17 (18 in AL) years old can open an account at a branch – see what you'll need

$25 minimum opening deposit required.

See common fees (PDF).

Learn more about Clear Access Banking.

Open now

Everyday Checking

Best for

  • 17 to 24 year olds
  • College students
  • Monthly service fee: $10 – waived for primary account owners 17 to 24 years old
  • Ability to write checks
  • Added benefits with a linked Campus Card


Must be 18 years or older (19 in AL) to open this account online. Teens 17 years old (18 and under in AL) can open an account at a branch – see what you'll need

$25 minimum opening deposit required.

Ways to avoid the monthly service fee each fee period if age 25 and above

See common fees (PDF).

Learn more about Everyday Checking.

Open now

 

We make banking easy

Wells Fargo Mobile®

Pay bills, send money, and check your balance on smartphone or tablet using the Wells Fargo Mobile® app.

24/7 fraud monitoring

We’ll work to contact you if we find unusual account activity, based on your normal transaction patterns.

Zero Liability protection

Unauthorized debit card purchases or ATM transactions will be reimbursed if you report them promptly.

Send and receive money with Zelle

Send money to friends and family — without sharing account numbers.

Account alerts

Alerts give you status updates at a glance, helping you protect your accounts and monitor your spending.

Wells Fargo Way2Save® Savings Accounts

Get started on your journey to financial independence with Way2Save Savings.

What teens need to open an account

Account owner

  • Anyone 17 and older can open as a primary owner
  • Teens 13 to 16 need an adult co-owner
  • All teens 13 to 17 (18 in AL) must open an account at a branch

Forms of ID
Each account owner and co-owner needs one of the following:

  • State-issued driver's license
  • State-issued ID card
  • U.S. passport

Teens without any of the above need both a Social Security card and a birth certificate.

What teens need to open an account

Account owner

  • Anyone 17 and older can open as a primary owner
  • Teens 17 (18 in AL) must open an account at a branch

Forms of ID
Each account owner and co-owner needs one of the following:

  • State-issued driver's license
  • State-issued ID card
  • U.S. passport

Teens without any of the above need both a Social Security card and a birth certificate.