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Student Checking

CA, 94105 Change Location
  • An Everyday Checking account for college-age students
  • Students 17-24 years old get a $5 discount on the monthly service fee
  • Bank securely 24/7 with online and mobile payments, remote deposits, and account alerts

Best For

  • Students 17-24 years old
  • New to checking
  • Lowest monthly service fee

Get Started

Minimum opening deposit
Open your new checking account in minutes with a $25 initial deposit using your debit or credit card.

Monthly service fee
Get a $5 monthly discount
on the Everyday Checking $10 monthly service fee if you’re 17-24 years old and the primary account holder.

You can avoid the monthly service fee with one of these each fee period:

10 or more posted debit card purchases/payments, OR

Qualifying direct deposits totaling $500 or more, OR

$1,500 minimum daily balance, OR

A linked Wells Fargo Campus ATM or Campus Debit Card

See the common fees for this account (PDF).

Open a Student Checking account with these benefits

Flexible ways to avoid monthly service fees

  • Use your debit card purchases to avoid the Everyday Checking monthly service fee
  • Use automatic transfers like the Save As You Go® feature to build savings and avoid the Way2Save Savings $5 monthly service fee
  • Link a Wells Fargo Campus ATM or Debit Card to your account

Bank with Wells Fargo 24 hours a day

  • Free access to Wells Fargo Mobile® and Online®
  • Debit Card with chip technology
  • Account alerts sent to your mobile device or email
  • Deposit checks with your mobile device conveniently and securely
  • Send money to (or get money from) just about anyone, using your mobile device and their email address or mobile number

Optional Student Checking services

We recommend adding a Wells Fargo Way2Save® Savings account. You can build your savings and also choose from 2 optional overdraft services to help make sure your transactions are covered and to prevent returned or declined transactions.

Learn more about overdraft services.

Student Checking includes

Wells Fargo Mobile®

Pay bills, send money, and check your balance on smartphone or tablet using the Wells Fargo Mobile app.

24/7 fraud monitoring

We’ll quickly contact you if we find unusual account activity, based on your normal transaction patterns.

Zero Liability Protection

Unauthorized debit purchases or ATM transactions will be reimbursed if you report them promptly.

Send and receive money

Send money to almost anyone with a U.S. bank account — without sharing account numbers.

Account alerts

Mobile alerts notify you of suspicious activity, low balances, payment due dates, and more.

Chip technology

The chip on your debit or credit card generates a unique security code for added security against fraud.

Save As You Go transfers are automatic transfers of $1 from your Wells Fargo checking account to your linked Way2Save Savings account for every eligible Wells Fargo Debit Card purchase, Online Bill Pay transaction, and automatic payment made from your checking account.