Business Savings Accounts and Time Accounts (CDs) Overview - Wells Fargo Small Business

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Business Savings Accounts and Time Accounts (CDs)

CA, 94105 Change Location

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We offer a full range of savings accounts to meet your business needs

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Business Market Rate Savings

Wells Fargo Business Market Rate Savings is for businesses with lower balances just starting to save or saving for unexpected expenses.

Monthly service fee: $5

Avoid the $5 monthly service fee with one of the following options each fee period:

  • $300 minimum daily balance
  • A total amount of $25 or more of automatic transfers from a Wells Fargo business checking account into this savings account

Minimum opening deposit: $25

Business Platinum Savings

Wells Fargo Business Platinum Savings is for businesses with higher balances typically looking to save for future expansion.

Monthly service fee: $15 

Avoid the monthly service fee with one of the following options each fee period:

  • Linked to Navigate Business CheckingSM
  • Linked to Optimize Business CheckingSM
  • $10,000 minimum daily balance

Minimum opening deposit: $25

Business Time Accounts (CDs)

A Business Time Account (CD) is an option for businesses looking to plan for the future by earning a fixed interest rate for a specific length of time.

Monthly service fee: None 

Minimum opening deposit: $2,500

Learn more about account fees in the Business Account Fee and Information Schedule

Ready to get started with a Wells Fargo savings account?
Give us a call at 1-800-416-8658 or apply in person

The lowest ending daily balance recorded during the fee period after all transactions have gone through nightly transaction processing.