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Business Market Rate Savings Account

CA, 94105 Change Location

Plan for future business needs

Start saving for your business today

A Wells Fargo Business Market Rate Savings account is for businesses with lower balances just starting to save or saving for unexpected expenses. Benefits include:

  • Optional Overdraft Protection. Use your Business Market Rate Savings account to help protect your Wells Fargo business checking account from overdrafts
  • Online access. Manage your accounts with Wells Fargo Business Online® and Wells Fargo Mobile®
  • Convenience. Access approximately 4,600 Wells Fargo banking locations and more than 11,000 Wells Fargo ATMs


Find out which savings account is right for your business. Compare savings accounts

Business Market Rate Savings

Minimum Opening Deposit: $25

Balance Standard Interest Rate Annual Percentage Yield (APY)
$0 or more 0.01% 0.01%

Monthly service fee

Avoid the $5 monthly service fee with one of the following each fee period:

  • $300 minimum daily balance
  • A total amount of $25 or more of automatic transfers from a Wells Fargo business checking account into this savings account

Monthly deposits

The following deposits are included at no charge:

  • First 20 deposited items per fee period
  • First $5,000 cash deposits processed per fee period

Minimum opening deposit: $25

Learn more about fees that apply to Savings accounts in the Business Account Fee and Information Schedule.

With Business Market Rate Savings you get:

  • Interest compounded daily and paid monthly
  • Check writing ability
  • ATM access with a business ATM card or business deposit card
  • FDIC insurance up to applicable limits
  • Telephone access to our Small Business Customer Service, 7 days a week
Apply for a Business Market Rate Savings account Apply Now

The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate compounded daily for a 365-day period.

If you receive a periodic statement, that statement will include the Annual Percentage Yield Earned (APYE) on your account for the period covered by the statement.

The lowest ending daily balance recorded during the fee period after all transactions have gone through nightly processing.