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Business Platinum Savings Account

CA, 94105 Change Location

Save wisely

Whether preparing for unexpected expenses or growing your business, your savings goals are within reach

A Wells Fargo Business Platinum Savings account is for businesses with higher balances typically looking to save for future expansion or taxes. Benefits include:

  • Optional Overdraft Protection. Use your Business Platinum Savings account to help protect your Wells Fargo business checking account from overdrafts
  • Online access. Manage your accounts with Wells Fargo Business Online® and Wells Fargo Mobile®
  • Convenience. Access approximately 4,600 Wells Fargo banking locations and more than 11,000 Wells Fargo ATMs

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The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate compounded daily for a 365-day period.

If you receive a periodic statement, that statement will include the Annual Percentage Yield Earned (APYE) on your account for the period covered by the statement.

Business Platinum Savings

Minimum Opening Deposit: $25

Balance Standard Interest Rate Annual Percentage Yield (APY)
$0 - $99999 0.25% 0.25%
$100000 - $499999 1.0% 1.01%
$500000 - $999999 1.98% 2.0%
$1000000 or more 2.47% 2.5%
The Bank may limit the amount you may deposit in this product to an aggregate of $5 million.

Monthly service fee

Avoid the $15 monthly service fee with one of the following each fee period:

  • Linked to Navigate Business Checking®
  • Linked to Optimize Business Checking®
  • $10,000 minimum daily balance

Monthly deposits

The following deposits are included at no charge:

  • First 20 deposited items per fee period
  • First $5,000 in cash deposits processed per fee period

Minimum opening deposit: $25

Learn more about fees that apply to Savings accounts in the Business Account Fee and Information Schedule.

With this Business Platinum Savings account you get:

  • Interest compounded daily and paid monthly
  • Check writing ability
  • ATM access with a business ATM card or business deposit card
  • FDIC insurance up to applicable limits
  • Unlimited telephone access to our National Business Banking Center 24 hours a day, 7 days a week
Apply for a Business Platinum Savings account Apply Now

The lowest ending daily balance recorded during the fee period after all transactions have gone through nightly processing.