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Business Platinum Savings Account

CA, 94105 Change Location

Save wisely

Whether preparing for unexpected expenses or growing your business, your savings goals are within reach

A Wells Fargo Business Platinum Savings account is for businesses with higher balances typically looking to save for future expansion or taxes. Benefits include:

  • Optional Overdraft Protection. Use your Business Platinum Savings account to help protect your Wells Fargo business checking account from overdrafts
  • Online access. Manage your accounts with Wells Fargo Business Online® and Wells Fargo Mobile®
  • Convenience. Access approximately 4,600 Wells Fargo banking locations and more than 11,000 Wells Fargo ATMs

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Annual Percentage Yield (APY) and Annual Percentage Yield Earned (APYE): The Annual Percentage Yield (APY) is a percentage rate reflecting the total amount of interest paid on an account based on the interest rate and the frequency of compounding for a 365-day period. The Annual Percentage Yield Earned (APYE) is an annualized rate that reflects the relationship between the amount of interest actually earned on your account during the statement period and the average daily balance in the account for the statement period.

We calculate both your APY and APYE according to formulas established by federal regulations. The APYE appears on your account statement

Business Platinum Savings

Minimum Opening Deposit: $25

Balance Standard Interest Rate Annual Percentage Yield (APY)
$0 or more 0.01% 0.01%
The Bank may limit the amount you may deposit in this product to an aggregate of $5 million.

Monthly service fee

Avoid the $15 monthly service fee with one of the following each fee period:

  • Linked to Navigate Business Checking®
  • Linked to Optimize Business Checking®
  • $10,000 minimum daily balance

Monthly deposits

The following deposits are included at no charge:

  • First 20 deposited items per fee period
  • First $5,000 in cash deposits processed per fee period

Minimum opening deposit: $25

Learn more about fees that apply to Savings accounts in the Business Account Fee and Information Schedule.

With this Business Platinum Savings account you get:

  • Interest compounded daily and paid monthly
  • Check writing ability
  • ATM access with a business ATM card or business deposit card
  • FDIC insurance up to applicable limits
  • Telephone access to our Small Business Customer Service, 7 days a week
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The lowest ending daily balance recorded during the fee period after all transactions have gone through nightly processing.