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Business Platinum Savings Account

CA, 94105 Change Location

Make your money work harder

With higher interest rates for larger balances, your business savings goals are within reach

Apply Now

A Wells Fargo Business Platinum Savings account is for established businesses looking to maximize available funds. You’ll also get:

  • Optional Overdraft Protection. Use your Platinum Savings account to protect your Wells Fargo business checking account from overdrafts
  • Secure online access. Manage your accounts with Wells Fargo Online® and Wells Fargo Mobile®
  • Convenience. Access more than 13,000 Wells Fargo ATMs and approximately 5,800 Wells Fargo banking locations

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Find out which savings account is right for your business. Compare savings accounts

The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. Your account statement will include the APY earned on your savings accounts and interest-earning checking accounts for the period covered by the statement.

Ready to apply? Apply Online

For Special Interest Rates,
make an appointment
or call 1-800-416-8658

Business Platinum Savings: Special Interest Rate

Minimum Opening Deposit: $25

Balance Special Interest Rate APY
$0 - $24999 0.05% 0.05%
$25000 - $99999 1.3% 0.37%
$100000 or more 1.3% 0.4%
Special Interest Rate lasts for 3 months, and requires $25000 new funds deposited to the account from sources outside of Wells Fargo Bank, N.A., or its affiliates. Not valid for Private Banking, Business Banking, Wholesale, or Wealth customers; these customers should contact their Relationship Manager. Special Interest Rates are not available online.

Business Platinum Savings: Standard Interest Rate

Minimum Opening Deposit: $25

Balance Standard Interest Rate APY
$0 - $24999 0.05% 0.05%
$25000 - $99999 0.06% 0.06%
$100000 or more 0.1% 0.1%

Monthly service fee

Avoid the $15 monthly service fee when you maintain a $10,000 minimum daily balance each fee period

Monthly deposits

The following deposits are included at no charge:

  • First 20 deposited items 
  • First $5,000 cash deposited

Minimum opening deposit: $25

Learn more about fees that apply to Savings accounts in the Business Account Fee and Information Schedule.

With this Business Platinum Savings account you get:

  • Higher interest rates for larger balances
  • Interest compounded daily and paid monthly
  • Check writing capability
  • ATM access with a business ATM card or business deposit card
  • FDIC insurance up to applicable limits
  • Unlimited telephone access to our National Business Banking Center 24 hours a day, 7 days a week

The potential of business savings

A dedicated savings account can help you manage your business better

Learn More

Payment Processing Accept Chip Cards

Protect your business and your customers, prevent fraud, and support contactless payments by adopting EMV chip-card technology

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