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Business Platinum Savings Account

CA, 94105 Change Location

Save wisely

Whether preparing for unexpected expenses or growing your business, your savings goals are within reach

A Wells Fargo Business Platinum Savings account is for businesses with higher balances typically looking to save for future expansion or taxes. Benefits include:

  • Optional Overdraft Protection. Use your Business Platinum Savings account to help protect your Wells Fargo business checking account from overdrafts
  • Online access. Manage your accounts with Wells Fargo Business Online® and Wells Fargo Mobile®
  • Convenience. Access more than 12,000 Wells Fargo ATMs and approximately 4,900 Wells Fargo banking locations


Find out which savings account is right for your business. Compare savings accounts

The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. Your account statement will include the APY earned on your savings accounts and interest-earning checking accounts for the period covered by the statement.

Business Platinum Savings

Minimum Opening Deposit: $25

Balance Interest Rate APY
$0 or more 0.01% 0.01%
The Bank may limit the amount you may deposit in this product to an aggregate of $5 million.

Monthly service fee

Avoid the $15 monthly service fee with one of the following each fee period:

  • Linked to Navigate Business CheckingSM
  • Linked to Optimize Business CheckingSM
  • $10,000 minimum daily balance

Monthly deposits

The following deposits are included at no charge:

  • First 20 deposited items per fee period
  • First $5,000 in cash deposits processed per fee period

Minimum opening deposit: $25

Learn more about fees that apply to Savings accounts in the Business Account Fee and Information Schedule.

With this Business Platinum Savings account you get:

  • Interest compounded daily and paid monthly
  • Check writing ability
  • ATM access with a business ATM card or business deposit card
  • FDIC insurance up to applicable limits
  • Unlimited telephone access to our National Business Banking Center 24 hours a day, 7 days a week
Apply for a Business Platinum Savings account Apply Now
Apply in person or call us at 1-800-416-8658

The lowest ending daily balance recorded during the fee period after all transactions have gone through nightly transaction processing.