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Savings Accounts and CDs (Time Accounts)

Save for rainy
(and sunny) days

with a Way2Save® Savings account.
Open with $25.

Simple savings account solutions

Way2Save® Savings

Build your savings—automatically

  • Save As You Go® automatic transfer option
  • Monthly or daily automatic transfer options
  • Optional Overdraft Protection for your checking account
  • Monthly service fee: $5 (how to avoid this fee ); open with $25

Learn more

Open now

Platinum Savings

Earn more with a Relationship Interest Rate

  • Access to our highest savings account rates
  • Unlimited withdrawals, plus optional checks
  • Optional Overdraft Protection for your checking account
  • Monthly service fee: $12 (how to avoid this fee); open with $25

Learn more

Open now

Wells Fargo CDs

A Wells Fargo CD (also known as a Certificate of Deposit or a Time Account) provides a guaranteed rate of return, even during uncertain times.

No monthly service fee; open with $2,500

Open now

Compare all savings accounts and CDs

Account management tools

Financial education

Empower yourself with the Financial Guide, with resources that range from financial basics to retirement.

My Savings Plan®

The online tool My Savings Plan® helps savings customers plan, monitor, and save to reach financial goals.

Personalized budget

Track spending, devise budget goals, set up account alerts, and efficiently manage expenses with Budget Watch.

Privacy and security

Your account safety has been a top priority for 160 years. We continue to work to help protect your financial information.

Still have questions?


For questions about new

Call Us

For existing accountholders or questions:

Find a Location

Find an ATM or banking location near you.

Make an Appointment

Make an appointment with a banker.

More options to explore

Avoid the monthly service fee when you maintain a $3,500 minimum daily balance each fee period.

Save As You Go®

A qualifying Save As You Go transfer is an automatic transfer of $1 from your linked Wells Fargo checking account to your Way2Save Savings account each time you (or any authorized signer or joint owner) use your debit card for a one-time purchase or complete a Bill Pay transaction through online banking, and the one-time debit card purchase or Bill Pay transaction posts to the account. We reserve the right to determine through our sole discretion if a particular transaction is a qualifying transaction.

Avoid the monthly service fee when you have one of the following each fee period: