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The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. Your account statement will include the APY earned on your savings accounts and interest-earning checking accounts for the period covered by the statement.
A Platinum Savings account is FDIC-insured and offers several easy options to access your money, including unlimited branch and ATM withdrawals and the option to write checks.
You'll also get:
- Optional Overdraft Protection. Use your Platinum Savings account to protect your linked Wells Fargo checking account from overdrafts.
- Secure online banking. Carry Wells Fargo in your pocket with Wells Fargo Mobile®, and get online access to view balances and statements.
- ATM card or linkage to your existing Debit or ATM card.
- Online savings tools. Automatic transfers make saving easy, and My Savings Plan® helps you set and track your saving goals.
