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Wells Fargo Platinum Savings

CA, 94105 Change Location

Your nest egg deserves a good home

Open with $25

The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. Your account statement will include the APY earned on your savings accounts and interest-earning checking accounts for the period covered by the statement.

A flexible savings account with room to grow


Flexible access to your money

The interest-bearing Platinum Savings account gives you several easy ways to get to your money when you need it, including online and mobile access, unlimited branch and Wells Fargo ATM withdrawals, and the option to write checks.


Growth and relationship opportunities

Build your savings automatically with automatic transfers. Plus, earn the Relationship Interest Rate when you link your Platinum Savings account to an eligible checking account.

Ready to start saving?

Open now

Platinum Savings Account Interest Rates and Fees


Platinum Savings - Standard Interest Rate  Compare rates

Balance Standard Interest Rate Annual Percentage Yield (APY) Relationship Interest Rate Relationship APY
$0 - $99,999.99 0.25% 0.25% 0.26% 0.26%
$100,000 - $499,999.99 1.00% 1.01% 1.01% 1.02%
$500,000 - $999,999.99 1.49% 1.50% 1.50% 1.51%
$1,000,000 or more 1.98% 2.00% 1.99% 2.01%

Account fees and details

Platinum Savings Account FAQs

 

What is a Wells Fargo Platinum Savings Account?

The Platinum Savings account is an interest-bearing savings account with FDIC insurance protection up to the maximum limits. This account allows you to build your savings automatically with automatic transfers.

There are also several easy ways to get to your money when you need it, including online and mobile access, unlimited branch and Wells Fargo ATM withdrawals, and the option to write checks. Plus, this account can earn the Relationship Interest Rate when linked to an eligible checking account.

Do savings accounts earn interest?

The Platinum Savings account earns interest. Interest is compounded daily and paid monthly. Interest is calculated and accrued daily based on the daily collected balances in the account.

Can you get a debit card for a savings account?

If you only have a savings account you are not able to get a debit card. You will need to use an ATM card to access the funds in your savings account.

Can you get checks for a savings account?

A Platinum Savings account allows you to write checks for easy access to your money when you need it.

What is the interest rate at Wells Fargo?

Please click here to see today’s interest rates.

Enjoy these benefits of a Wells Fargo savings account


The Wells Fargo Mobile® app to pay bills, deposit checks, send and receive money with Zelle®, and more.

Optional Overdraft Protection – use your Platinum Savings account to help protect your linked Wells Fargo checking account from overdrafts.

ATM card for convenient ATM access to your savings.

My Savings Plan® to help you set and track your goal, plus automatic transfers to make saving easy.

Still have questions?

Chat

For questions about new accounts.

Call Us

For existing accountholders or questions:
1-800-869-3557

Find a Location

Find an ATM or banking location near you.

Make an Appointment

Make an appointment with a banker.


More options to explore


Avoid the monthly service fee when you maintain a $3,500 minimum daily balance each fee period.