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The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. Your account statement will include the APY earned on your savings accounts and interest-earning checking accounts for the period covered by the statement.
A flexible savings account with room to grow
Flexible access to your money
The interest-bearing Platinum Savings account gives you several easy ways to get to your money when you need it, including online and mobile access, unlimited branch and Wells Fargo ATM withdrawals, and the option to write checks.
Growth and relationship opportunities
Build your savings automatically with automatic transfers. Plus, earn the Portfolio Relationship Interest Rate when you're also part of the Portfolio by Wells Fargo® program.
Know the rates and fees
Platinum Savings - Standard Interest Rate Compare rates
| Balance | Interest Rate | APY | Portfolio Relationship Interest Rate | Portfolio Relationship APY |
|---|---|---|---|---|
| $0 or more | 0.01% | 0.01% | 0.02% | 0.02% |
Account fees and details
Minimum opening deposit: $25
Monthly service fee: $12
Avoid the monthly service fee with a $3,500 minimum daily balance each fee period.
Enjoy these benefits of a Wells Fargo savings account
The Wells Fargo Mobile® app to pay bills, deposit checks, send and receive money with Zelle®, and more.
Optional Overdraft Protection – use your Platinum Savings account to help protect your linked Wells Fargo checking account from overdrafts.
Contactless card for convenient Wells Fargo ATM access to your savings
My Savings Plan® to help you set and track your goal, plus automatic transfers to make saving easy.
