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Minimum opening deposit of $5,000 required. Public funds are not eligible for these offers. Special Offer Rate applicable to initial term only. At maturity, CDs will automatically renew for the Renewal Term stated above, at the interest rate and APY in effect for CDs not subject to a Special Offer Rate, unless the Bank has notified you otherwise.
Withdrawals which do not reduce the balance below the minimum opening deposit amount may be made without an Early Withdrawal Fee beginning on each of the three days the interest rate increases. This penalty-free partial withdrawal period is available for five business days. If any withdrawal causes the balance to drop below the minimum opening deposit amount, an Early Withdrawal Fee will be assessed on the entire amount withdrawn. Early withdrawals made on any day other than during the five-day penalty-free withdrawal period beginning on each of the three days the interest rate increases will be subject to an Early Withdrawal Fee. Withdrawals will reduce earnings. At maturity, the Step Rate CD will automatically renew as a Standard (non-step) 24-month fixed rate CD (Time Account), at the interest rate and APY in effect for CDs not subject to a Special Offer Rate, unless the Bank has notified you otherwise. Public Funds are not eligible for this offer.
To receive the Bonus APY you must maintain a linked PMA® Prime Checking account or PMA® Premier Checking account. If the PMA® Package relationship is terminated, the bonus interest rate on all eligible savings and time accounts, and discounts or fee waivers on other products and services, will discontinue and revert to the Bank's then-current applicable rate or fee; for time accounts, this change will occur upon renewal. If the PMA® Package relationship is terminated, the remaining unlinked PMA® Premier Checking or PMA® Prime Checking account will be converted to another checking product or closed.