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Personal Loans

Rates as low as 5.74% APR

Consolidate debt, pay for home improvements, or make a major purchase
No impact to your credit score

The Annual Percentage Rate (APR) shown is for a $10,000 personal loan with a 3-year term and includes a relationship discount of 0.25%., Your actual APR may be higher than the rate shown.


Why Wells Fargo?

Customizable loans

From $3,000 to $100,000 and flexible terms from 12 to 84 months.

Competitive rates

Fixed interest rates and relationship discounts for qualified customers.

Skip the fees

No origination fee, no closing fee, and no prepayment penalty.

Fast access to funds

Often on the same or next business day, if approved.




Repay a personal loan in terms of 12-84 months. Rates range from 5.74% to 19.99% Annual Percentage Rate (APR), which includes a relationship discount of 0.25%. No origination fee or prepayment penalty. Representative example of repayment terms for an unsecured personal loan: For $13,000 borrowed over 36 months at 11.99% APR, the monthly payment is $432. This example is an estimate only and assumes all payments are made on time.

Still have questions?

Make an Appointment

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Find a Location

Find an ATM or banking location near you.

Call Us

To open an account:
Monday to Friday
8 am to 7 pm CT
1-877-526-6332

Questions about your existing account:
Monday to Friday
7 am to 7 pm CT
1-877-269-6056