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Competitive fixed interest rates, and an interest rate discount with auto pay from a qualifying Wells Fargo account
To be eligible for a personal loan, you are required to have an open Wells Fargo account for at least 12 months.
| Personal Loan Loan amounts from $3,000 to $100,000 with no origination fee or prepayment penalty. | Fixed rates Fixed rates range from 8.49% to 24.49% APR, APR includes a 0.25% relationship discount. | Quick credit decision Same-day credit decision for most customers. |
To qualify for a customer relationship discount, you must have a qualifying Wells Fargo consumer checking account and make automatic payments from a Wells Fargo deposit account. To learn which accounts qualify for the discount, please consult with a Wells Fargo banker or consult our FAQs. If automatic payments are canceled, for any reason at any time, after account opening, the interest rate and the corresponding monthly payment may increase. Only one relationship discount may be applied per application.
Late fees may still be assessed.
Annual Percentage Rate will be based on credit history, the amount financed, and the loan term.
Representative example of repayment terms for an unsecured personal loan: For $14,000 borrowed over 36 months at 13.99% Annual Percentage Rate (APR), the monthly payment is $478. This example is an estimate only and assumes all payments are made on time.
Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.
QSR-0722-01503
LRC-0922
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