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Personal loan interest rates as low as 5.74% APR.
For a $10,000 Wells Fargo Personal Loan with a 3-year term.,
The Annual Percentage Rate (APR) shown is for a personal loan of at least $10,000, with a 3-year term and includes a relationship discount of 0.25%., Your actual APR may be higher than the rate shown.
| Personal Loan Loan amounts from $3,000 to $100,000 with no origination fee or prepayment penalty. | Fixed rates Fixed rates range from 5.74% to 20.99% APR, APR includes a 0.25% relationship discount. | Quick credit decision Same-day credit decision for most customers. |
At least 10% of the applicants approved for these terms, qualified for the lowest rate available based on data from 04/01/2021 to 06/30/2022. The rates shown are as of 07/11/2022 and subject to change without notice. Your Annual Percentage Rate (APR) will be based on the amount of credit requested, loan term and your credit score. The lowest rate available assumes excellent credit history.
Representative example of repayment terms for an unsecured personal loan: For $13,000 borrowed over 36 months at 11.99% Annual Percentage Rate (APR), the monthly payment is $432. This example is an estimate only and assumes all payments are made on time.
To qualify for a customer relationship discount, you must have a qualifying Wells Fargo consumer checking account and make automatic payments from a Wells Fargo deposit account. To learn which accounts qualify for the discount, please consult with a Wells Fargo banker or consult our FAQs. If automatic payments are canceled for any reason at any time after account opening, the interest rate and the corresponding monthly payment may increase. Only one relationship discount may be applied per application.
Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.
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