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Home Improvement Loans

Renovate. Renew. Restore.

Find a personal loan for your home improvement project with fixed rates as low as 5.74% APR

The Annual Percentage Rate (APR) shown is for a $10,000 personal loan with a 3-year term and includes a relationship discount of 0.25%., Your actual APR may be higher than the rate shown.

Home improvements may be easier with a personal loan


With a home improvement loan from Wells Fargo, borrowers are able to complete their home renovation project with a fixed-interest rate personal loan. We offer loan term options that let homeowners pick the loan option that's right for them.

Funds for your project

Home improvement loan amounts from $3,000 to $100,000 with no origination fee. Projects can include home repairs, kitchen remodeling, HVAC replacement, and home renovations.

Simple online application

Apply online and get your funds, often by the next business day, if approved.

Flexible financing options

Choose your preferred loan amount and term. Wells Fargo home improvement loans offer a competitive fixed rate, fixed term, and fixed monthly payment.

No collateral needed

Don't be limited by the amount of equity in your home. With an unsecured home improvement loan, borrow funds without using your home as collateral.



Repay a personal loan in terms of 12-84 months. Rates range from 5.74% to 20.99% Annual Percentage Rate (APR), which includes a relationship discount of 0.25%. No origination fee or prepayment penalty. Representative example of repayment terms for an unsecured personal loan: For $12,000 borrowed over 36 months at 11.99% APR, the monthly payment is $399. This example is an estimate only and assumes all payments are made on time.


Still have questions?

Call Us

1-877-526-6332
Monday - Friday
8:00 am - 7:00 pm
Central Time

Checking your rate uses a soft credit inquiry, which does not affect your credit score. If you submit an application, it will result in a hard credit inquiry that may affect your credit score.