This Annual Percentage Rate (APR) is for a $10,000 personal loan with a 3-year term and includes a relationship discount of 0.25%. Your actual APR may be higher than the rate shown.
Home improvements may be easier with a Personal Loan
Funds for your project
Loans from $3,000 - $100,000 with no origination fee. Projects can range from a home repair to extensive renovations.
Simple online application
Apply online and get your funds, often by the next business day, if approved.
Predictable payments
Competitive fixed rate, fixed term, and fixed monthly payment.
No collateral needed
Don’t be limited by the amount of equity in your home. Borrow funds without using your home as collateral.
Repay a personal loan in terms of 12-84 months. Rates range from 5.74% to 19.99% Annual Percentage Rate (APR), which includes a relationship discount of 0.25%. No origination fee or prepayment penalty. Representative example of repayment terms for an unsecured personal loan: For $13,000 borrowed over 36 months at 11.99% APR, the monthly payment is $432. This example is an estimate only and assumes all payments are made on time.
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At least 10% of approved applicants qualified for the lowest rate available based on data from 06/01/2021 to 08/31/2021. The rates shown are as of 09/08/2021 and subject to change without notice. Your Annual Percentage Rate (APR) will be based on the amount of credit requested, loan term and your credit score. The lowest rate available assumes excellent credit history.
To qualify for a customer relationship discount, you must have a qualifying Wells Fargo consumer checking account and make automatic payments from a Wells Fargo deposit account. To learn which accounts qualify for the discount, please consult with a Wells Fargo banker or consult our FAQs. If automatic payments are canceled for any reason at any time after account opening, the interest rate and the corresponding monthly payment may increase. Only one relationship discount may be applied per application.
Annual Percentage Rate will be based on credit history, the amount financed, and the loan term.
Equal Housing Lender
Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.