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Personal Loan Uses

If you're ready to take on what's next in life, a Wells Fargo personal loan of $3,000 to $100,000 can help you cover a wide range of needs. Take a moment to explore all the ways you can put the funds to use.

Check my loan options

man_shopping_for_appliances_with_kids_300x200 Have your eye on a new sofa, refrigerator, or washer/dryer? Bring more comfort and convenience home by using a personal loan to pay for furniture, appliances, or electronics.

man_installing_solar_panels_on_roof_300x200 Having access to extra funds can come in handy when you need to make home improvements. Maybe you need to repair the roof or replace the water heater. Or perhaps you've been planning to build an addition or remodel the kitchen. With a personal loan, you can get your next project off the ground. You can even make energy-efficient upgrades to your home.

Learn about a home improvement loan

family_with_boxes_moving_in_300x200 Sometimes life's little surprises can be expensive. A personal loan can be a helpful solution to take care of a sudden medical bill or auto repair. It's also a good way to handle just about whatever you're planning, from a wedding or family event to a dream vacation or relocation.

woman_with_laptop_reading_papers_holding_baby_300x200 You can consolidate higher-interest rate loans or credit card balances into a single loan at a competitive rate. It can help simplify your finances with one convenient, predictable monthly payment that won't change.

Learn more

woman_taking_selfie_with_smartphone_on_vacation_300x200Have other needs? Here are even more ways you can use a personal loan:

– Childbirth or adoption
– Pre-college education
– Moving costs
– Care for parents
– Legal fees
– And nearly anything else

Check your rate with no impact to your credit

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Frequently Asked Questions

What are the benefits of getting a personal loan?

A personal loan can give you greater financial flexibility and help you get the funds you need for nearly anything. A personal loan is unsecured, which means you don't have to put up anything for collateral, like your house or car. And unlike some other lenders, Wells Fargo does not charge origination fees, which can increase the cost of your loan. Plus, you can choose a payment term from 12 to 84 months, so you can find a monthly payment that fits your budget.

What are personal loans used for?

You can use a personal loan for just about anything. Make a major purchase, put funds toward home renovations, cover unexpected expenses, and much more.

Can I use a personal loan to buy a car?

Yes, you can purchase a car using a personal loan. However, an auto loan will usually offer a lower rate. Check with your dealer to see if they offer Wells Fargo auto loans.

Can I use a personal loan to buy a house?

No, you can't buy a house using a personal loan. But you can see your options for a mortgage through Wells Fargo, which is designed for the sole purpose of purchasing property.