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Ways to Use a Personal Loan

Wells Fargo Personal Loan products meet a wide range of borrowing needs and are ideal when you have a one-time need.

Find a Wells Fargo debt consolidation loan with a competitive fixed interest rate. Consolidate higher-interest rate debts into one monthly loan payment that won't change.,

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  Did you know?  

You may be able to pay off your debt sooner with a competitive fixed rate, fixed-term loan.

Make it easier to fit major purchases into your budget, such as new appliances or furniture.


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As a homeowner, a fixed-rate loan can help you replace a broken water heater, remodel your bathroom, renovate your kitchen, or make energy efficient upgrades to your home.

Learn about a home improvement loan


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  Did you know?  

You can apply for any personal loan amount from $3,000 to $100,000.

Pay for a special event, medical bills, auto repairs, or other major expenses. You can apply for any amount from $3,000 to $100,000.


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A personal loan may help reduce your monthly payments. See my loan options
Visit a branch or call our toll-free number 1-877-526-6332

What are the benefits of getting a personal loan?

  • A personal loan can help you consolidate higher interest rate loans and/or credit card balances into a loan with a convenient, predictable single payment that won’t change.
  • There’s no collateral requirement since this is an unsecured personal loan.
  • Personal loans from Wells Fargo have no loan origination fee, unlike some of our competitors.
  • You can choose from a number of payment terms from 12 to 84 months, depending on your loan amount.