Low rates
With Personal Loan rates as low as 5.74% APR
, now may be a great time to take care of your finances.
Check your rates.
This Annual Percentage Rate (APR) is for a $10,000 personal loan with a 3-year term and includes a relationship discount of 0.25%. Your actual APR may be higher than the rate shown. Your APR will be based on the specific characteristics of your credit application including, but not limited to, evaluation of credit history, amount of credit requested, and income verification.
This calculator shows how a Wells Fargo Personal Loan may benefit you if you consolidate your existing debts into a single fixed rate loan. Here’s how:
- The combined estimated monthly payments that you enter will be compared to the monthly payment for a Wells Fargo Personal Loan.
- We’ll show you the amount of time to pay off your existing debts compared to the amount of time to pay off a Wells Fargo Personal Loan, as well as the difference in total interest paid.
- Consolidation means you'll have one payment monthly for the combined debt but it may not reduce the amount of interest you pay or pay your debt off sooner.
This tool is for illustrative and educational purposes only. New credit accounts are subject to application, credit qualification, and income verification.
At least 10% of approved applicants qualified for the lowest rate available based on data from 12/01/2020 to 02/28/2021. The rates shown are as of 05/21/2021 and subject to change without notice.
Representative example of repayment terms for an unsecured personal loan: For $12,000 borrowed over 36 months at 11.99% Annual Percentage Rate (APR), the monthly payment is $399. This example is an estimate only and assumes all payments are made on time.
To qualify for a customer relationship discount, you must have a qualifying Wells Fargo consumer checking account and make automatic payments from a Wells Fargo deposit account. To learn which accounts qualify for the discount, please consult with a Wells Fargo banker or consult our FAQs. If automatic payments are canceled for any reason at any time after account opening, the interest rate and the corresponding monthly payment may increase. Only one relationship discount may be applied per application.
Before you apply, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you. Consolidating multiple debts means you will have a single payment monthly, but it may not reduce or pay your debt off sooner. The payment reduction may come from a lower interest rate, a longer loan term, or a combination of both. By extending the loan term, you may pay more in interest over the life of the loan. By understanding how consolidating your debt benefits you, you will be in a better position to decide if it is the right option for you.
Enter what you pay each month or leave blank and we'll calculate your payment using minimum payment industry average.
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