Sign On 
Skip to content
Navegó a una página que no está disponible en español en este momento. Seleccione el enlace si desea ver otro contenido en español.
Página principalPersonal Loans
To be eligible for a personal loan, you are required to have an open Wells Fargo account for at least 12 months.
Explore your options
Why Wells Fargo?
Customizable loans
From $3,000 to $100,000 and terms from 12 to 84 months.
Competitive rates
Fixed interest rates and an interest rate discount with auto pay from a qualifying Wells Fargo account.
Skip the fees
No origination fee, no closing fee, and no prepayment penalty.
Quick credit decision
Same-day credit decision for most customers.
Personal loan
Debt consolidation
Related information
Returning customer
Repay a personal loan in terms of 12-84 months. Rates range from 8.49% to 24.49% Annual Percentage Rate (APR), which includes a relationship discount of 0.25%. No origination fee or prepayment penalty. Representative example of repayment terms for an unsecured personal loan: For $14,000 borrowed over 36 months at 13.99% Annual Percentage Rate (APR), the monthly payment is $478. This example is an estimate only and assumes all payments are made on time.
Still have questions?
Make an Appointment
Find a Location
Call Us
To open an account:
Monday to Friday
8 am to 7 pm CT
1-877-526-6332
Questions about your existing account:
Monday to Friday
7 am to 7 pm CT
1-877-269-6056
Before you apply, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you. Consolidating multiple debts means you will have a single payment monthly, but it may not reduce or pay your debt off sooner. The payment reduction may come from a lower interest rate, a longer loan term, or a combination of both. By extending the loan term, you may pay more in interest over the life of the loan. By understanding how consolidating your debt benefits you, you will be in a better position to decide if it is the right option for you.
Representative example of repayment terms for an unsecured personal loan: For $14,000 borrowed over 36 months at 13.99% Annual Percentage Rate (APR), the monthly payment is $478. This example is an estimate only and assumes all payments are made on time.
To qualify for a customer relationship discount, you must have a qualifying Wells Fargo consumer checking account and make automatic payments from a Wells Fargo deposit account. To learn which accounts qualify for the discount, please consult with a Wells Fargo banker or consult our FAQs. If automatic payments are canceled, for any reason at any time, after account opening, the interest rate and the corresponding monthly payment may increase. Only one relationship discount may be applied per application.
Late fees may still be assessed.
Annual Percentage Rate will be based on credit history, the amount financed, and the loan term.
Equal Housing Lender
Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.
Important information. We only offer personal loans to existing Wells Fargo customers. For more information about becoming a customer, make an appointment to visit a location near you.
QSR-0722-01500
LRC-0922
Checking your rate uses a soft credit inquiry, which does not affect your credit score. If you submit an application, it will result in a hard credit inquiry that may affect your credit score.
