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Personal Loans

A loan that fits your life

Pay for home improvements, make a major purchase, or consolidate debt


Why Wells Fargo?

Customizable loans

From $3,000 to $100,000 and flexible terms from 12 to 84 months.

Competitive rates

Fixed interest rates and relationship discounts for qualified customers.

Skip the fees

No origination fee, no closing fee, and no prepayment penalty.

Quick credit decision

Same-day credit decision for most customers.

Repay a personal loan in terms of 12-84 months. Rates range from 7.49% to 23.74% Annual Percentage Rate (APR), which includes a relationship discount of 0.25%. No origination fee or prepayment penalty. Representative example of repayment terms for an unsecured personal loan: For $13,000 borrowed over 36 months at 13.99% Annual Percentage Rate (APR), the monthly payment is $444. This example is an estimate only and assumes all payments are made on time.

Still have questions?

Make an Appointment

Make an appointment with a banker.

Find a Location

Find an ATM or banking location near you.

Call Us

To open an account:
Monday to Friday
8 am to 7 pm CT

Questions about your existing account:
Monday to Friday
7 am to 7 pm CT

Checking your rate uses a soft credit inquiry, which does not affect your credit score. If you submit an application, it will result in a hard credit inquiry that may affect your credit score.