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Personal Loans

A loan that fits your life

Pay for home improvements, make a major purchase, or consolidate debt

To be eligible for a personal loan, you are required to have an open Wells Fargo account for at least 12 months.

Explore your options

Why Wells Fargo?

Customizable loans

From $3,000 to $100,000 and terms from 12 to 84 months.

Competitive rates

Fixed interest rates and an interest rate discount with auto pay from a qualifying Wells Fargo account.

Skip the fees

No origination fee, no closing fee, and no prepayment penalty.

Quick credit decision

Same-day credit decision for most customers.

Repay a personal loan in terms of 12-84 months. Rates range from 8.49% to 24.49% Annual Percentage Rate (APR), which includes a relationship discount of 0.25%. No origination fee or prepayment penalty. Representative example of repayment terms for an unsecured personal loan: For $14,000 borrowed over 36 months at 13.99% Annual Percentage Rate (APR), the monthly payment is $478. This example is an estimate only and assumes all payments are made on time.

Still have questions?

Make an Appointment

Make an appointment with a banker.

Find a Location

Find an ATM or banking location near you.

Call Us

To open an account:
Monday to Friday
8 am to 7 pm CT

Questions about your existing account:
Monday to Friday
7 am to 7 pm CT

Checking your rate uses a soft credit inquiry, which does not affect your credit score. If you submit an application, it will result in a hard credit inquiry that may affect your credit score.