Types of home loans

The right home starts with the right mortgage

Thinking of buying a home or refinancing? We'll help you choose the right loan option to reach your goals.

Get started

Get to know your mortgage options

Fixed-rate mortgage

Predictable payments for the life of your loan

Learn more >

Adjustable-rate mortgage

Lower introductory rate, which changes periodically in the future

Learn more >

Jumbo loan

Larger loan amounts for buying or refinancing

Learn more >

3% down payment

Buying a home may take less cash than you think

Learn more >

FHA loan

Flexible credit and income guidelines with down payments as low as 3.5%

Learn more >

VA loan

Financing for service members through the Department of Veterans Affairs

Learn more >

Talk with a home mortgage consultant about loan amount, type of loan, property type, income, first-time homebuyer, and homebuyer education requirements to discuss eligibility. With a low down payment, mortgage insurance will be required, which increases the cost of the loan and will increase your monthly payment
FHA loans have the benefit of a low down payment, but consider all costs involved, including up-front and long-term mortgage insurance and all fees. Ask your home mortgage consultant to help you compare the overall costs of all your home financing options.

Affordable homebuying programs

Find out how our low down payment options can help make homeownership more affordable.

Talk to a mortgage consultant

Call us

1-877-510-2079

Mon – Fri: 7 am – 8 pm
Sat: 8 am – 6 pm
Central Time

Marque 9 para recibir atención en español.

Let us contact you

Enter your contact information to have a mortgage consultant call you.

Get a call back

Find a consultant

Use our locator to search for mortgage consultants in your area.

Search locations

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.

QSR-03062026-6994081.1.1

LRC-0824