Types of home loans
The right home starts with the right mortgage
Thinking of buying a home or refinancing? We'll help you choose the right loan option to reach your goals.
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Get to know your mortgage options
Adjustable-rate mortgage
Lower introductory rate, which changes periodically in the future
Talk with a home mortgage consultant about loan amount, type of loan, property type, income, first-time homebuyer, and homebuyer education requirements to discuss eligibility. With a low down payment, mortgage insurance will be required, which increases the cost of the loan and will increase your monthly payment
FHA loans have the benefit of a low down payment, but consider all costs involved, including up-front and long-term mortgage insurance and all fees. Ask your home mortgage consultant to help you compare the overall costs of all your home financing options.
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Today's mortgage and refinance rates
See rate and APR information for popular loan types.
Learning center
Get informed about the mortgage and homebuying process, from starting your home search to planning your next move.
Relationship mortgage discounts
See if you can lower your rate even further based on your eligible assets with Wells Fargo.
Affordable homebuying programs
Find out how our low down payment options can help make homeownership more affordable.
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Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.
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