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Wells Fargo debit and ATM cards

Fast, secure purchases and ATM access

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Debit card benefits

Zero liability

Get reimbursed for unauthorized card transactions.

24/7 security

Rest easy with fraud monitoring around the clock.

10,000+ ATMs

Use your contactless debit card at any Wells Fargo ATM.

Customize your debit card

Make your card as unique as you.

Customize your card
Add your card to a digital wallet
A simple way to pay in-store, in-app, or online.
Guide to digital wallets
Available digital wallets
  • Paze®
  • Apple Pay®
  • PayPal
  • Google PayTM
  • Samsung Pay®
  • Garmin PayTM

Manage your card

Activate your card

Received a new card? Start using it today.

Activate a debit card

Activate a debit card

Customize alerts

Choose the alerts you want and how to receive them.

Set alerts

Set alerts

Turn card on or off

Easily and securely control your card.

View card controls

View card controls

Replace a lost card

Lost or stolen card? Get a new card mailed to you.

Replace your card

Replace your card

We're serious about security
Keeping your account safe is our priority. Maximize your protection with the latest security tools.

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My Wells Fargo Deals

Earn cash back when you shop, dine, or make a purchase with your debit card.

Get personalized offers at popular merchants locally and nationwide.

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Debit card FAQs

Activating your Wells Fargo debit card is easy. To get started, choose from the following options: 

Note: PIN may be required when activating your debit card. Use your current PIN. If you don't already have a PIN, it would have been mailed to you separately from your card. 

  • Scan code with your mobile phone.

  • Activate your card online or from the Wells Fargo Mobile® app.
  • Call Wells Fargo customer service at 1-877-294-6933.
  • If you're on the go, activate your card at any Wells Fargo ATM using your PIN, which was mailed separately from your card. Just insert your card and follow the instructions on the screen. 

Once you’ve activated the card online or by phone, peel off the sticker and begin using your card right away. If activating using the ATM, remove the sticker before using the ATM. Destroy your old card and start using your new card.

Sign on to Wells Fargo Online® or your Wells Fargo Mobile® app to request a replacement card and it will arrive in 5 - 7 calendar days. 

Or call us at 1-800-TO-WELLS (1-800-869-3557) for personal debit or ATM cards. 

For business debit or ATM cards call 1-800-CALL-WELLS (1-800-225-5935).

For lost or stolen cards, the replacement will have the same PIN but a new number, expiration date, and security code. Once you receive it, update your card info for any recurring payments. 

For damaged cards, the replacement card will have the same account number but a new expiration date and security code. Once you receive it, confirm your new card info with companies that charge your card automatically. Some may already have updated info through account update services. 

Note: If you lose your card while traveling outside the United States, you have two options: 

  • Call us collect, then follow the voice instructions: 
    • If you lose your personal card: 1-925-825-7600
    • If you lose your business card: 1-916-480-3190
    • Find international access codes to use to contact our toll-free customer service numbers 
  • Sign on to your Wells Fargo Mobile® app to request a replacement card. You can request that your replacement card be mailed to your travel destination.

Remember, your card comes with Zero Liability protection at no extra cost, which means you will be reimbursed for promptly reported unauthorized card transactions, subject to certain conditions.

There is a daily maximum limit on the dollar amount of the purchases you can make with your debit or ATM card. Your card also has a maximum limit on the dollar amount of cash withdrawals you can make. Purchases and ATM withdrawals are subject to the available balance in your account. 

We provide you with your daily ATM withdrawal and purchase limits when you receive your card. You can confirm or manage your card's daily limits by signing on to Wells Fargo Online or the Wells Fargo Mobile® app, or calling the number on the back of your card.

  • Online and mobile banking provide you with access to your card activity and account information anytime, almost anywhere. You can view your card purchases, payments, ATM usage, and deposits. 
  • Debit card alerts are available to stay informed of your card activity by enrolling in Wells Fargo Online or your Wells Fargo Mobile® app and setting up alerts to track your purchases and ATM withdrawals.

Yes, you can use your debit card while traveling outside the U.S.  See your applicable Wells Fargo account agreement and your card terms and conditions to see the fees associated with using your card internationally.

Have more questions?

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How can we help?

Wells Fargo reserves the right to accept or reject any artwork, images, or logos. For example, any third-party trademarks, copyrighted materials, or name, image, and likeness of any public figures will not be approved.

To get a link to download the app to your mobile device, text 93557 with the message IPH for Apple or AND for Android. By texting IPH or AND to 93557, you agree to receive a one-time text message from Wells Fargo with a link to download the Wells Fargo Mobile® app. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. Please refer to the Supported Browsers and Wells Fargo Mobile® app Requirements page for mobile OS details.

Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

With Zero Liability protection, you will be reimbursed for promptly reported unauthorized card transactions, subject to certain conditions. Please see the applicable Wells Fargo account agreement or debit and ATM card terms and conditions for information on liability for unauthorized transactions.

Your card’s daily ATM withdrawal limit is the maximum amount of cash you can withdraw each day from any combination of accessible accounts using your card, less any fees charged by the non-Wells Fargo ATM operator or third party, if applicable.

Available balance is the most current record we have about the funds that are available for your use or withdrawal. It includes all deposits and withdrawals that have been posted to your account, then adjusts for any holds on recent deposits and any pending transactions that are known to the Bank. This balance may not reflect all of your transactions, such as checks you have written or debit card transactions that have been approved but not yet submitted for payment by the merchant.

Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

At this time, Wells Fargo cards cannot be used in Cuba or other sanctioned destinations as defined by U.S. Department of Treasury’s Office of Foreign Assets Control (OFAC). Please call the phone number on the back of your card if you have questions.

You won't be held responsible for promptly reported unauthorized card transactions, subject to certain conditions. For more information, please review the applicable Wells Fargo Debit and ATM Card Terms and Conditions.

Digital wallets may not be available on all devices. Your mobile carrier's message and data rates may apply.

Turning off your debit card is not a replacement for reporting your card lost or stolen. Contact us immediately if you believe that unauthorized transactions have been made. Turning your card off will not stop card transactions presented as recurring transactions or transactions using other cards linked to your deposit account. Posting refunds, reversals, and credit adjustments to your account will continue. Any digital card numbers linked to the card will also be turned off. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

Paze® and the Paze® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

Wells Fargo Bank, N.A. Member FDIC.

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