With your Wells Fargo Debit Card, you can access money from the primary linked checking account by using it to make purchases. You can also get cash, transfer funds, make deposits and more at Wells Fargo ATMs.
Types of Debit Cards
- Debit Card. Customers with an eligible Wells Fargo checking account can make everyday purchases using their debit card at participating retailers and service providers – including online or by phone. Pay with confidence knowing your Wells Fargo Debit Card comes with many protection features and is a safer way to pay than cash.
- Instant Issue Debit Card. Whether you’ve just opened an account or your card has been lost or stolen, a Wells Fargo Instant Issue Debit Card provides access to your account until you receive your permanent card in the mail. Your instant issue debit card is valid for 30 days or if you are being issued a card by mail, upon activation of your permanent card, whichever comes first. The instant issue debit card does not have a chip or the contactless feature. Visit your local Wells Fargo branch to request your card. Learn more
- Campus Card. A Wells Fargo Campus Card is an official campus identification card and a debit card all in one. With a Campus Card, you can carry just one card to access campus facilities, show student ID, get cash at ATMs, and make purchases.
Card Design Studio® Service
Design the look of your debit card with the Card Design Studio service. Showcase what's truly important to you — from snapshots of family and pets to photos of a favorite hobby — right on your card.
Additional Cards
ATM Card. An ATM card provides access to cash and other banking services at ATMs, and can be used to make purchases using a Personal Identification Number (PIN).
Prepaid Cards
Wells Fargo EasyPay® Card. A reloadable prepaid card that helps you manage your money. It’s a great way to control your budget and there are no overdraft fees.
Get built-in protection features with the Wells Fargo Debit Card.
Protecting your card and account
- Your Wells Fargo Debit Card comes with Zero Liability protection at no extra cost. You will be reimbursed for any unauthorized card transactions when reported promptly.
- We regularly review your accounts for unusual activity. If you receive an alert from us for potential suspicious card activity, review and respond promptly to verify the transactions. You do not need to enroll to receive this alert.
- Help is just a phone call away if your financial information is compromised or stolen. We'll provide information and assistance to help you get your account back on track.
Chip technology
Wells Fargo Debit Cards include chip technology on the front of the card, plus the traditional magnetic stripe on the back. The chip provides added security because it is extremely difficult to counterfeit or copy when used at a chip-enabled terminal or ATM, and does not store any personal information. Many countries worldwide have adopted chip technology, and it will become the standard for card payments in the U.S. If a merchant or ATM has not yet adopted chip technology, your transaction will be processed using the magnetic stripe on the back as it is today.
Contactless feature
Starting mid-2019, Wells Fargo will begin to offer consumer debit cards with contactless technology, which helps provide a speedy and secure purchase and checkout experience. A contactless card is a chip card with near field communication (NFC) technology, which enables close-range payments. When you tap or hold your card near the Contactless Symbol on a merchant terminal, you can securely make a payment. Contactless cards also come with a chip and magnetic stripe, so you can insert your card or use the magnetic stripe if a terminal is not yet contactless- (or chip-) enabled.
Learn more about the contactless card.
Alerts
Stay informed of your card activity by enrolling in Wells Fargo Online®, and setting up debit card alerts to track your purchases and ATM withdrawals.
Learn more about alerts
24/7 Fraud Monitoring
We regularly review your accounts for unusual activity. If you receive an alert from us for potential suspicious card activity, review and respond promptly to verify the transactions. You do not need to enroll to receive this alert.
Use your debit card to make everyday purchases and pay bills at participating retailers and service providers – including online or by phone.
See where your money goes
Track each purchase and payment with your debit card using My Spending Report our online money management tool.
Pay your bills the fast, easy way
Use your Wells Fargo Debit Card to pay bills such as utilities, internet and phone service, club memberships, and more. It’s quicker than writing checks and mailing payments, and you’ll have more control over your bill payments – with the ability to make a payment the same day it is due. Simply contact your service providers to request that your debit card be used for payment on a one-time or recurring basis.
Overdraft Services
Wells Fargo offers an optional Debit Card Overdraft Service which may cover ATM or debit card transactions if you don’t have enough money in your checking account or account(s) linked for Overdraft Protection at the time of the transaction. Learn more.
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