With your Wells Fargo Debit Card, you can access money from the primary linked checking account by using it to make purchases. You can also get cash, transfer funds, make deposits and more at Wells Fargo ATMs, and get cash at non-Wells Fargo ATMs that participate in the Visa and Plus networks.
Types of Debit Cards
- Debit Card. Customers with an eligible Wells Fargo checking account can make everyday purchases using their debit card at participating retailers and service providers – including online or by phone. Pay with confidence knowing your Wells Fargo Debit Card comes with many protection features.
- Campus Card. A Wells Fargo Campus Card serves as an official campus ID card and can also be an ATM card - all in one. Use this card to access campus privileges, for optional banking access to ATMs, and to make purchases using a Personal Identification Number (PIN). A Wells Fargo Campus Affinity Debit Card is a custom, co-branded Visa® debit card designed and available for participating schools. Use this card to access ATMs and to make purchases. Note: There is no campus-access feature with this card.
Card Design Studio® Service
Design the look of your debit card with the Card Design Studio service. Showcase what's truly important to you — from snapshots of family and pets to photos of a favorite hobby — right on your card.
Other types of cards
ATM Card. An ATM card provides access to cash and other banking services at ATMs, and can be used to make purchases using a PIN.
Get built-in protection features with the Wells Fargo Debit Card.
Protecting your card and account
- Your Wells Fargo Debit Card comes with Zero Liability protection at no extra cost. You will be reimbursed for any unauthorized card transactions when reported promptly.
- We regularly review your accounts for unusual activity. If you receive an alert from us for potential suspicious card activity, review and respond promptly to verify the transactions. You do not need to enroll to receive this alert.
- Help is just a phone call away if your financial information is compromised or stolen. We'll provide information and assistance to help you get your account back on track.
Contactless cards with chip technology
Wells Fargo offers debit cards with contactless technology, which helps provide a speedy and secure purchase and checkout experience. A contactless card allows you to tap your debit card against a reader in addition to inserting or swiping your card. When you tap to pay or access an ATM, your card uses the advanced encryption and safeguards provided by the chip on your card. Look for the Contactless Symbol at contactless-enabled merchant terminals, transit turnstiles, and for use at Wells Fargo ATMs.
Learn more about the contactless card.
Chip technology
Wells Fargo Debit Cards include chip technology on the front of the card, plus the traditional magnetic stripe on the back. The chip provides added security because it is extremely difficult to counterfeit or copy when used at a chip-enabled terminal or ATM, and does not store any personal information. If a merchant or ATM has not yet adopted chip technology, your transaction will be processed using the magnetic stripe.
Alerts
Stay informed of your card activity by enrolling in Wells Fargo Online®, and setting up debit card alerts to track your purchases and ATM withdrawals.
Learn more about alerts
24/7 Fraud Monitoring
We regularly review your accounts for unusual activity. If you receive an alert from us for potential suspicious card activity, review and respond promptly to verify the transactions. You do not need to enroll to receive this alert.
Use your debit card to make everyday purchases and pay bills at participating retailers and service providers – including online or by phone.
See where your money goes
Track each purchase and payment with your debit card using My Spending Report our online money management tool.
Pay your bills the fast, easy way
Use your Wells Fargo Debit Card to pay bills such as utilities, internet and phone service, club memberships, and more. It's quicker than writing checks and mailing payments, and you'll have more control over your bill payments – with the ability to make a payment the same day it is due. Simply contact your service providers to request that your debit card be used for payment on a one-time or recurring basis.
Overdraft Services
Wells Fargo offers an optional Debit Card Overdraft Service which may cover ATM or everyday (on-time) debit card transactions if you don't have enough money in your checking account or account(s) linked for Overdraft Protection at the time of the transaction. Learn more.
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