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Navigate Business Checking® Account

CA, 94105 Change Location
  • Premium benefits to reward your banking relationship
  • Secure, easy-to-use options to make and receive payments in the Wells Fargo app
  • Higher levels of no-fee transactions and cash deposits

Best For

  • Evolving business owners adjusting to changes
  • Increased financial activity
  • Relationship-based benefits

Get Started

Monthly service fee
You can avoid the $25 monthly service fee with one of the following each fee period:

Minimum opening deposit is $25. Provide later with required business documents when you apply online.

Apply online below or make an appointment to apply in person.

Quick view of account fees (PDF)

Navigate Business Checking interest rates

Current interest rates

Balance Standard Interest Rate Annual Percentage Yield (APY)
$0 or more 0.01% 0.01%

The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period (366 in a leap year).

All business checking accounts include these benefits

24/7 fraud monitoring

Keep your contact information up-to-date so we can alert you if we notice certain unusual activity on your account.

Customized cards and checks

Reinforce your brand by adding your logo to checks and your business debit card.

Tap to pay

Use your contactless debit card or add to your digital wallet for fast, secure payments and Wells Fargo ATM access.

Manage account access

Enroll in online banking to review who has access to your business accounts, update authorizations, and manage users.

Account alerts

Enroll in Online Banking and set up alerts to help monitor your account balances and track recent purchases, cash withdrawals, and more.

Zero Liability protection

Report unauthorized debit card transactions promptly and your business won't be held responsible. No extra cost.

Mobile deposits

Deposit checks directly into your account using the Wells Fargo Mobile® app.

Convenient payment options

Pay vendors, employees, and bills using our full range of payment services.


The lowest ending daily balance recorded during the fee period after all transactions have gone through nightly processing.