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Merchant Services

Everything you need to run your business

Talk to a consultant at 1-866-380-9828

Accept payments

Take payments at the counter, on the go, or online, with fast access to funds

Manage daily operations

Track inventory, manage staff, and view insights in one place

Grow with confidence

Customize your setup with tools and integrations that support your business

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Pricing and solutions

Dynamic pricing

Transaction pricing is based on how you accept payments with rates that adjust as your monthly volume changes.

Learn how pricing works

Easy to use solutions

Wells Fargo partners with Clover®  to provide powerful solutions that work together and are customizable with hardware, software, and more.

View solutions

Confidence you can rely on

One connected platform

Payments, tools, and data work together in one place to keep things simple.

Protection built in

Advanced fraud monitoring and dispute tools help safeguard your business.

24/7 support

Get help from our dedicated customer support team anytime.

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What works for your business?

Explore solutions

Already a customer? Call 1-800-451-5817 for support.

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FAQs

Merchant services are financial solutions that help businesses accept and process payments. Merchant Services from Wells Fargo provides a complete suite of tools — including hardware, and software — to accept payments in person, online or by phone. Plus, our solutions help you manage operations and uncover opportunities to grow your business.

A merchant account allows you to accept card payments, while payment processing moves funds from your customer to your business account. Merchant Services from Wells Fargo combines both so you can accept and manage payments in one place.

You can accept card payments in person, online, or without physical hardware. This includes using a point-of-sale (POS) system, accepting contactless and digital wallet payments, or taking payments through your website. Virtual payments, such as manually entered card payments, invoices, and payment links, are available through Clover Gateway and included with your account.

Track sales and performance, and manage employees, customers, and inventory all through your Clover dashboard. Once your merchant account is set up, your dashboard helps you run day-to-day operations in one place. It also gives you access to features like virtual payments, invoicing, dispute management, and the Clover App Market.

Yes. You can connect most existing systems, including point-of-sale systems, gateways, and other software, so everything works together with your Merchant Services account. For more complex integrations, you can work with a Merchant Services consultant to find the right setup.

Clover software plans vary by solution and are billed directly to the merchant by Clover. Each Clover account supports only one software plan across all devices. Additional hardware or accessories may incur separate fees. Clover software, including applications and third-party offerings available through Clover or the Clover App Market, are subject to the respective developer's terms, and may include additional fees. All fees are subject to change. Existing merchants can view their current software plan and pricing through the Clover dashboard.

Clover solutions are offered by Wells Fargo Bank, N.A., which does not provide, and is not responsible for, third-party software or applications, including those offered by Clover.

Merchant Services are provided by Wells Fargo Bank, N.A.

When you use a Wells Fargo Bank deposit account for settlement or other Merchant Services purposes, you must use a Wells Fargo Bank business or commercial deposit account. Deposit products offered by Wells Fargo Bank, N.A. Member FDIC. Merchant Services are subject to application, credit review of the business and its owners, and approval.

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