Sign On
When opening a business checking or savings account, all banks are required to obtain information verifying the business as well as the individuals associated with the business. This list will help you quickly and easily determine the documents needed. Based on your business type, you will need one of the following or the appropriate documents issued by a Government agency.
- If you open an account in a banking location, bring original or certified copies of your business documents with you.
- If you apply online or over the phone, you will receive instructions for how to send us your business documents. You will also need to complete and sign the following forms:
- Authorization for Information and Certificate of Authority (PDF) includes business and individual information and authorizes us to check your credit.
- Certification Regarding Beneficial Owners of Legal Entity Customers (PDF) certifies the beneficial owners for business customers operating as a legal entity. This form is not required for Sole Proprietorships.
Sole Proprietor
If the business name does not include the legal first and last name of the owner, you will need one of the following documents:
- Fictitious Name Certificate or Statement
- Certificate of Assumed Name
- Business License
- Registration of Trade Name
For example: If the owner’s legal name is Jan Johnson, and the business name is Johnson Jewelers, you will need the additional documentation. However, if the business name is Jan Johnson Jewelers you will not.
Partnerships
General Partnership
You will need one of the following business documents:
- Partnership Agreement
- Fictitious Name Certificate or Statement
- Certificate of Assumed Name
- Business License
If you do not have one of the documents noted above, simply provide a written statement signed by all partners indicating no written Partnership Agreement exists.
Limited Partnership
You will need one of the following business documents:
- Certificate of Limited Partnership
- Limited Partnership document
Limited Liability Partnership
You will need one of the following business documents:
- Statement of Qualification
- Limited Partnership document
- Limited Liability Partnership Election
Limited Liability Company
You will need one of the following business documents:
- Articles of Organization
- Certificate of Organization
- Certificate of Formation
Corporation
You will need one of the following business documents:
- Articles of Incorporation
- Certificate of Good Standing
Social/Recreational Clubs, Unincorporated Associations and Civic Groups
You will need one of the following business documents: