Sign On
When opening a business checking or savings account, we are required by law to verify your business as well as the individuals associated with your business. If your business has more than one owner or key executive with authority and control, it is preferred that they are all present when opening a new account. If this is not possible, then you may be provided with the required forms that must be completed and notarized by each individual not present. Your account cannot be opened until all notarized forms have been returned by the owner or key executive, who is opening the account at the branch.
You will be asked to complete and sign documentation that includes:
- Information about your business.
- Information about the owners of your business.
- If applicable, entities with ownership of your business.
- An individual with significant management responsibility of your business.
- Your authorization for us to check your credit (no impact to credit score).
You will be asked to provide the following documentation:
A document to verify your business is registered with a government agency, such as Secretary of State or other state/county agency. When applying online, we may ask you to upload this document.
If your business is not registered with a government agency, the list below will help you determine which document is needed based on your legal business structure.
If the document you provide to verify your business does not accurately reflect the physical address of your business, you will need to provide additional documentation for address verification.
Sole Proprietor
If the business name does not include the legal first and last name of the owner, you will need one of the following original or certified business documents:
- Fictitious Name Certificate/Statement
- Certificate of Assumed Name
- Business License
- Registration of Trade Name
For example: If the owner’s legal name is Jan Johnson, and the business name is Johnson Jewelers, you will need the additional documentation. However, if the business name is Jan Johnson Jewelers, you will not.
Partnerships
General Partnership
You will need one of the following original or certified business documents:
- Partnership Agreement
- Fictitious Name Certificate/Statement
- Certificate of Assumed Name
- Business License
- Business Registration
- Statement of Partnership
If you do not have one of the documents noted above and you have not filed the appropriate documents with a government agency, bring a written statement signed by all owners indicating no written Partnership Agreement exists.
Limited Partnership
You will need one of the following original or certified business documents:
- Certificate of Limited Partnership
- Limited Partnership document
- Form of Limited Partnership Agreement
- Partnership Fictitious Name Certificate
- Subsequent Appointment of Statutory Agent
- Limited Partnership Registration
- Statement of Qualification
- Certificate of Formation
Limited Liability Partnership
You will need one of the following original or certified business documents:
- Statement of Qualification
- Limited Liability Partnership Election
- Limited Liability Partnership Registration
- Statement of Registration as a limited liability partnership
- Certificate of Limited Liability Partnership
- Articles of Registration
- Certificate of Registration
Limited Liability Company
You will need one of the following original or certified business documents:
- Articles of Organization
- Certificate of Organization
- Certificate of Formation
Corporation
You will need one of the following original or certified business documents:
- Articles of Incorporation
- Certificate of Good Standing
- Certificate of Formation
- Articles of Organization
- Certificate of Incorporation
Social/Recreational Clubs, Unincorporated Associations and Civic Groups
You will need one of the following original or certified business documents: