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Anytime access with online and mobile banking
Text and email alerts to help you keep an eye on account activity
24/7 fraud monitoring and Zero Liability debit card protection
Best For
- Ambitious business owners building a foundation
- The most common business banking needs
- Reliable financial support
Get Started
Monthly service fee
You can avoid the $10 monthly service fee with one of the following each
fee period:
- $500 minimum daily balance
- $1,000 average ledger balance
Minimum opening deposit is $25. Provide later with required business documents when you apply online.
Apply online below or make an appointment to apply in person.
Initiate Business Checking features
Support you can count on for a growing business with simple payment needs.
- Online and mobile banking, including Bill Pay and mobile deposit
- More than 11,000 ATMs across the country
- Ability to easily transfer money, send wires, and pay business expenses
- Support at our small business customer service phone center
Initiate Business Checking fees
We want to make it easy for you to avoid service fees.
Monthly service
To avoid the $10 monthly service fee, maintain a $500 minimum daily balance or a $1,000 average ledger balance during the fee period.
Cash deposits
No cash deposit processing fee for the first $5,000 deposited per fee period. After $5,000, it's $.30 per $100 deposited.
Transactions fees
No transactions fee for the first 100 transactions per fee period. After 100, it's $0.50 each transaction.
Are your cash deposits or transactions higher than these monthly limits? Consider Navigate Business Checking®.
All business checking accounts include these benefits
24/7 fraud monitoring
Keep your contact information up-to-date so we can alert you if we notice certain unusual activity on your account.
Customized cards and checks
Reinforce your brand by adding your logo to checks and your business debit card.
Tap to pay
Use your contactless debit card or add to your digital wallet for fast, secure payments and Wells Fargo ATM access.
Manage account access
Enroll in online banking to review who has access to your business accounts, update authorizations, and manage users.
Account alerts
Enroll in Online Banking and set up alerts to help monitor your account balances and track recent purchases, cash withdrawals, and more.
Zero Liability protection
Report unauthorized debit card transactions promptly and your business won't be held responsible. No extra cost.
Mobile deposits
Deposit checks directly into your account using the Wells Fargo Mobile® app.
Convenient payment options
Pay vendors, employees, and bills using our full range of payment services.
Help and resources
Other products
- Business savings account
- Wells Fargo Business Credit Card
- Business lines of credit
