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Compare Business Checking Accounts

CA, 94105 Change Location
You can compare up to 3 accounts.

Simple Business Checking

This simple business checking solution is ideal for those with limited cash flow activity.

  • Great for home-based, non-profit, or smaller organizations
  • Includes up to 50 transactions and $3,000 in cash deposits processed per fee period at no charge
  • You can avoid the $10 monthly service fee if you maintain a $500 average balance during the fee period
 
Effective with the fee period beginning after October 8, 2020, the terms of the account are changing. See the Business Account Addenda.
Learn More
Open a Simple Business Checking account for your small business

Business Choice Checking

Our most popular small business checking account offers exceptional value and flexibility for your growing business.

  • For new and growing businesses with a steady volume of banking activity
  • Includes up to 200 transactions and $7,500 in cash deposits processed per fee period at no charge
  • Many ways to avoid the $14 monthly service fee
 
Effective with the fee period beginning after October 8, 2020, the terms of the account are changing. See the Business Account Addenda.
Learn More
Open a Business Choice Checking Account for your small business

Platinum Business Checking

Premium checking services for larger businesses and organizations that want to earn interest and premier rewards.

  • For businesses with higher balances and larger volumes of monthly transactions
  • Includes up to 500 transactions and $20,000 in cash deposits processed per fee period at no charge
  • Two ways to avoid the $40 monthly service fee
 
Effective with the fee period beginning after October 8, 2020, the terms of the account are changing. See the Business Account Addenda.
Learn More
Open a Platinum Business Checking account for your small business

Analyzed Business Checking

An analysis checking account designed for businesses with a high volume of transactions and complex cash management needs.

  • Great for established businesses & larger organizations with more complicated financial needs
  • Offers advanced treasury management services
  • The earnings allowance can offset eligible account fees
Learn More
Open an Analyzed Business Checking account for your small business

Transactions

Refers to any combination of deposits, paid items, and deposited items, including paper and electronic transactions. Transactions do not include purchases and payments made using a Wells Fargo Business Debit Card or Wells Fargo ATM Card, Business Bill Pay, or Direct Pay payments made through Wells Fargo Business Online®, and Wells Fargo Merchant Services transactions.

Ways to avoid the monthly service fee

You can avoid the $14 monthly service fee with one of the following each fee period:

  • $7,500 average balance, OR
  • $10,000 in combined balances, OR
  • 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payment of bills) from this checking account, OR
  • A linked Direct Pay service, OR
  • Qualifying transactions from a linked Wells Fargo Merchant Services account

Two ways to avoid the monthly service fee

You can avoid the $40 monthly service fee with one of the following each fee period:

  • $25,000 average balance, OR
  • $40,000 in combined balances (business checking, savings, CDs, and credit)

Credit card and deposit products as well as Merchant Services subject to credit qualification. For complete details, please talk to a banker.

ATM access fee for each additional non-Wells Fargo ATM cash withdrawal transaction will be assessed. Surcharges imposed by non-Wells Fargo ATM owners or operators will apply.

Treasury Management services are subject to an additional fee.

10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account each fee period.

  • Included: Debit card purchases made using PIN, signature, online, phone, or mobile wallet. Debit card payments include one-time or recurring payments of bills with your debit card.
  • Not Included: Any transaction at an ATM (Wells Fargo or non-Wells Fargo). Automated Clearing House (ACH) transactions. ACH transactions are set up using your checking account number and routing number – NOT a debit card number.

Debit card purchases and debit card payments must post during the fee period to be counted toward the total of 10 or more. The dates of your fee period are located in the “Monthly service fee summary” section on your statement. Transactions received after the applicable cutoff time or on a non-business day (Saturday, Sunday and federal holidays) are posted on the next business day.

The Direct Pay service through Wells Fargo Business Online® can be linked to one Business Choice Checking account to qualify for a monthly service fee waiver.