Compare Business Checking Accounts

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You can compare up to 3 accounts.

Simple Business Checking

This simple business checking solution is ideal for those with limited cash flow activity.

  • Great for home-based, non-profit, or smaller organizations
  • Includes up to 50 transactions and $3,000 in cash deposits a month
  • You can avoid the $10 monthly service fee if you maintain a $500 average balance during the fee period
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Open a Simple Business Checking account for your small business

Business Choice Checking

Our most popular small business checking account offers exceptional value and flexibility for your growing business.

  • For new and growing businesses with a steady volume of banking activity
  • Includes up to 200 transactions and $7,500 in cash deposits a month
  • Many ways to avoid the $14 monthly service fee
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Open a Business Choice Checking Account for your small business

Platinum Business Checking

Premium checking services for larger businesses and organizations that want to earn interest and premier rewards.

  • For businesses with higher balances and larger volumes of monthly transactions
  • Includes up to 500 transactions and $20,000 in cash deposits a month
  • Two ways to avoid the $40 monthly service fee
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Open a Platinum Business Checking account for your small business

Analyzed Business Checking

An analysis checking account designed for businesses with a high volume of transactions and complex cash management needs.

  • Great for established businesses & larger organizations with more complicated financial needs
  • Offers advanced treasury management services
  • The earnings allowance can offset eligible account fees
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Open an Analyzed Business Checking account for your small business

Transactions

Refers to any combination of deposits, paid items, and deposited items, including paper and electronic transactions. Transactions do not include purchases and payments made using a Wells Fargo Business Debit Card or Wells Fargo ATM Card, Business Bill Pay, or Direct Pay payments made through Wells Fargo Business Online®, and Wells Fargo Merchant Services, or Wells Fargo Business Payroll Services transactions.

Ways to avoid the monthly service fee

You can avoid the $14 monthly service fee with one of the following each fee period:

  • $7,500 average balance, OR
  • $10,000 in combined balances, OR
  • 10 or more posted business debit card purchases/payments, OR
  • A linked Direct Pay service, OR
  • Qualifying transactions from a linked Wells Fargo Merchant Services account, OR
  • Qualifying transactions from a linked Wells Fargo Business Payroll Services account

Two ways to avoid the monthly service fee

You can avoid the $40 monthly service fee with one of the following each fee period:

  • $25,000 average balance, OR
  • $40,000 in combined balances (business checking, savings, CDs, and credit)

Credit card and deposit products as well as Merchant Services subject to credit qualification. For complete details, please talk to a banker or refer to the Business Account Fee and Information Schedule.

ATM access fee for each additional non-Wells Fargo ATM cash withdrawal transaction will be assessed. Surcharges imposed by non-Wells Fargo ATM owners or operators will apply.

Treasury Management services are subject to an additional fee.

10 or more posted Wells Fargo Debit Card purchases/payments each fee period required to avoid the $14 Business Choice Checking account monthly service fee.

  • Included: Debit card purchases include PIN, signature, online and phone purchases that post during the fee period. Debit card payments include one-time and recurring payments of bills made with your debit card that post during the fee period.
  • Not Included: Any transaction at an ATM (Wells Fargo or non-Wells Fargo) and ACH (Automated Clearing House) transactions.

Debit card purchases and debit card payments must post during the fee period to be counted toward the total of 10 or more. The dates of your fee period are located in the “Monthly service fee summary” section of your statement. Transactions received after the applicable cut-off time or on a non-business day (Saturday, Sunday and federal holidays) are posted on the next business day. Please see the Business Account Fee and Information Schedule for additional information on monthly fees.

Direct Pay access costs $10 per monthly fee period. Direct Pay payments to non-Wells Fargo personal bank accounts are $0.50 per-payment. There is no per-payment charge for Direct Pay payments made to Wells Fargo personal bank accounts. All Direct Pay payments to business bank accounts are $3 each.

Credit card and deposit products as well as Merchant Services subject to credit qualification. For complete details, please talk to a banker or refer to the Business Account Fee and Information Schedule.