For home-based, nonprofit, and smaller organizations with basic banking needs.
For established businesses with greater checking account activity looking for premier relationship benefits.
For businesses with high transaction volume or advanced treasury management needs.
Zero Liability Protection on debit cards, and 24/7 fraud monitoring.
Stay in control of cash flow with easy options to make and receive payments.
Access your account anytime on multiple devices or from one of more than 13,000 ATMs.
10 or more posted Wells Fargo Debit Card purchases/payments each fee period required to avoid the $14 Business Choice Checking account monthly service fee.
Debit card purchases and debit card payments must post during the fee period to be counted toward the total of 10 or more. The dates of your fee period are located in the “Monthly service fee summary” section of your statement. Transactions received after the applicable cut-off time or on a non-business day (Saturday, Sunday and federal holidays) are posted on the next business day. Please see the Business Account Fee and Information Schedule for additional information on monthly fees.
Direct Pay access costs $10 per monthly fee period. Direct Pay payments to non-Wells Fargo personal bank accounts are $0.50 per-payment. There is no per-payment charge for Direct Pay payments made to Wells Fargo personal bank accounts. All Direct Pay payments to business bank accounts are $3 each.
Credit card and deposit products as well as Merchant Services subject to credit qualification. For complete details, please talk to a banker or refer to the Business Account Fee and Information Schedule.
See the Business Account Fee and Information Schedule and Business Account Agreement for additional business account information.
Wells Fargo Bank, N.A. Member FDIC.
Monthly Service Fee
We’ll waive the $14 monthly service fee with one of the following each fee period:
Maintain a $7,500 average ledger balance, OR
$10,000 in combined balances (business checking, savings, CDs, and credit), OR
10 or more posted business debit card purchases/payments. This includes posted debit card purchases or posted debit card payments of bills from this checking account. This does not include transactions at an ATM, OR
Linked to a Direct Pay service through Wells Fargo Business Online® Banking, OR
Qualifying transactions from a linked Wells Fargo Merchant Services account, OR
Qualifying transactions from a linked Wells Fargo Business Payroll Services account
