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Business checking for what's now – and what's next
No matter where you are in your business journey, our three checking account options have you covered.

Initiate Business CheckingSM
For the ambitious business owner seeking a stable foundation, Initiate Business Checking gives support you can count on.

Navigate Business CheckingSM
For the evolving business owner adapting to changing dynamics, Navigate Business Checking can help keep you moving forward.

Optimize Business CheckingSM
For the seasoned business owner focused on efficiency, Optimize Business Checking helps you streamline.
Choose the account that fits your business

Switch to Wells Fargo business checking
It's easy to move your account to Wells Fargo. We're here to help.
All accounts include these benefits
24/7 fraud monitoring
Keep your contact information up-to-date so we can alert you if we notice unusual activity on your account.
Tap to pay
Use your contactless debit card or add to your digital wallet for fast, secure payments and Wells Fargo ATM access.
Account alerts
Set up alerts to monitor your account balances and track recent purchases, cash withdrawals, and more.
Mobile deposits
Deposit checks directly into your account, using the Wells Fargo Mobile® app.
Customized cards and checks
Reinforce your brand by adding your logo to checks and your business debit card.
Manage account access
Review who has access to your business accounts, update authorizations, and manage users.
Zero Liability protection
Report unauthorized transactions promptly and your business won't be held responsible. No extra cost.
Convenient payment options
Pay vendors, employees, and bills using our full range of payment services. All include enhanced safety and security.