Your credit history can have a big impact on your life. Empower yourself by knowing your current credit status.

Why Care About Credit

From getting lower interest rates to renting an apartment, see what a good credit history can do for you.

How Lenders Evaluate Your Credit

Lenders consider many factors when deciding to give you credit, and at what interest rate. Learn more about two of these factors — your credit report and score.

Checking Your Credit Report

Learn how you can access your credit report, how often you should check it, and what to do if you find a mistake.