Representative example of repayment terms for an unsecured personal loan: For $12,000 borrowed over 36 months at 11.99% Annual Percentage Rate (APR), the monthly payment is $399. This example is an estimate only and assumes all payments are made on time.
If you default on your loan, the funds from your savings account or CD will be used to repay the outstanding balance on your account, and you may be subject to an early withdrawal penalty on your CD.
Representative example of repayment terms for a secured personal loan: For $9,000 borrowed over 36 months at 7.49% Annual Percentage Rate (APR), the monthly payment is $280. This example is an estimate only and assumes all payments are made on time.
Wells Fargo private student loans are subject to credit qualification, completion of a loan application and consumer credit agreement, verification of application information and, if applicable, a self-certification form, the school’s certification of loan amount, and the student’s enrollment at a Wells Fargo-participating school.
Variable interest rates are based on an Index, plus a margin. The Index is equal to the Prime rate published in The Wall Street Journal. The Annual Percentage Rate (APR) for a variable rate loan may increase during the life of the loan if the Index increases. This may result in higher monthly payments. The variable interest rate is capped and will never exceed 18%.
You must be the primary account holder of an eligible Wells Fargo consumer account with a FICO® Score available, and enrolled in Wells Fargo Online®. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts. Other consumer accounts may also be eligible. Contact Wells Fargo for details.
Please note that the score provided under this service is for educational purposes only and may not be the score used by Wells Fargo to make credit decisions. We may use other FICO® Score versions and other information when you apply for credit. There are many factors that Wells Fargo looks at to determine your credit options; therefore, a specific FICO® Score or Wells Fargo credit rating does not necessarily guarantee a specific loan rate, approval of a loan, or an automatic upgrade on a credit card.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.
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