Navegó a una página que no está disponible en español en este momento. Seleccione el enlace si desea ver otro contenido en español.

Página principal

Credit 101

Learn the basics of credit

Why credit is important

Learn how credit works and how it can benefit you.

Credit Basics

Learn good credit habits

Explore a few simple ways to build good credit.

Good Credit Habits

The 5 C’s of Credit

Learn what lenders look for when they review credit applications.

Getting a loan

Understand credit scores and reports

Learn what you need to know about your credit score and report.

Credit Scores and Reports

Know your debt-to-income (DTI) ratio

Learn how DTI is calculated, what it means, and why it matters.

Debt-to-Income Ratio

Get free access to your FICO® Credit Score

Available for eligible Wells Fargo customers

Learn more about FICO® Score access