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Includes Wells Fargo BusinessLine® Line of credit and Wells Fargo Small Business Advantage® Line of credit
Depending on your eligibility and credit qualifications, you may qualify for 1 of the following:
Applies to both Wells Fargo BusinessLine® Line of credit and Wells Fargo Small Business Advantage® Line of credit products.
Applies to both Wells Fargo BusinessLine® Line of credit and Wells Fargo Small Business Advantage® Line of credit products.
Wells Fargo unsecured business line of credit includes exclusive rewards with no annual program fee, no cap or categories to keep track of. Use your Mastercard access card to make purchases from your line of credit. See how easy it is to earn points and redeem them for thousands of great items.
The annual fee is waived for the first year only. The annual fee of $95 (if line amount is $10,000 – $25,000) or $175 (if line amount is more than $25,000) will be assessed on your anniversary month in subsequent years. No annual fee is charged if line amount is less than $10,000.
You may qualify for a Wells Fargo Small Business Advantage line of credit with a line from $5,000 - $50,000. Speak with a banker for more information.
Prime refers to Bank's announced Prime Rate, which is 3.25% as of 07/16/2020. The Wells Fargo Prime Rate is subject to change at any time. The overall rate assigned is variable and is expressed as Prime plus a spread. Your rate will be between Prime + 1.75% and Prime + 9.75% depending on your personal and business credit evaluation. Rates are subject to change, and may be higher or lower than the stated ranges. The interest rate that you are assigned will continue unless a default occurs under the Customer Agreement and we elect to increase the rate, or we exercise our right to change the terms of the account.
The offer varies based on merchants participating in the Earn More Mall® site. Earn More Mall bonus points are earned on net purchases (purchases minus returns/credit) only at the participating merchants. To see the complete Terms and Conditions, please visit Earn More Mall.
Terms for credit products are subject to final credit approval of the business and its owners. A physical address is required to receive a Wells Fargo business credit product. You must be an owner of this business and not already have this product. See Terms and Conditions for details at account opening.
LRC-0720
Why an unsecured business line of credit?
Wells Fargo unsecured business lines of credit are ideal for new or established businesses looking for an unsecured financing solution to supplement cash flow, take advantage of unexpected business opportunities, expand your business, or cover expenditures.
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