- $5,000 to $100,000 revolving credit line
- Rates as low as Prime + 1.75%
- No collateral required
- Automatic enrollment in a free rewards program
Includes Wells Fargo BusinessLine® Line of Credit and Wells Fargo Small Business Advantage line of credit
- Supplementing cash flow
- Expanding your business
- Covering unexpected expenses
- MasterCard® access card
- Easy-to-use checks
- Access online or by phone
Fees and Rates
Depending on eligibility, you could qualify for 1 of the following:
- Wells Fargo BusinessLine® Line of Credit: Ideal for businesses in operation for 2 years or more.
- Wells Fargo Small Business Advantage® Line of Credit: Ideal for businesses in operation for less than 2 years.
- Opening fee. $0
- Annual fee. $0 for lines of credit $5,000 - $9,999; $95 for lines of credit $10,000 - $25,000; $175 for lines of credit $25,001 - $100,000
- Cash advance fee. No cash advance fees when using the BusinessLine MasterCard unless over the counter or at an ATM (excludes SBA).
- Amounts. Credit lines from $5,000 to $100,000.
- Terms. Revolving line of credit, no scheduled annual review (5-year term for Small Business Advantage).
- Rates. Rates as low as Prime + 1.75%; interest charged when you use the account.
- Collateral. None needed.
- MasterCard® access card.
- Business bill pay. Pay any company or individual in the U.S. from your business or personal accounts.
- Automatic payments. Set up automatic payments from your business checking account.
- Overdraft protection. Enroll in overdraft protection and link to your Wells Fargo Business Checking account.
Wells Fargo Business Line Rewards Program
Wells Fargo unsecured business line of credit includes exclusive rewards with no annual program fee, no cap or categories to keep track of. Use your MasterCard access card to make purchases from your line of credit. See how easy it is to earn points and redeem them for thousands of great items.
- Earn 1 point for every $1 in net purchases using your MasterCard
- Receive 1,000 bonus points every monthly billing period you have $1,000 or more in net purchases.
- Get 10% point credit every time you redeem your points online.
- Redeem your points for travel, cash back, gift cards, merchandise, and charitable donations.